How to apply for a government small business grant

Mission and Vision

The U.S. Small Business Administration (SBA) was created in 1953 as an independent agency of the federal government to aid, counsel, assist and protect the interests of small business concerns, to preserve free competitive enterprise, and to maintain and strengthen the overall economy of our nation. Although the SBA has grown and evolved in the years since it was established, the bottom line mission remains the same. The SBA helps Americans start, build, and grow businesses.

Grant Program Highlights

Small Business Innovation Research Program
The Small Business Innovation Research Program (SBIR) is a highly-competitive program that encourages small business to explore their technological potential and provides the incentive to profit from its commercialization. By including qualified small businesses in the nation’s R&D arena, high-tech innovation is stimulated and the United States gains entrepreneurial spirit as it meets its specific research and development needs. SBIR targets the entrepreneurial sector because that is where most innovation and innovators thrive. However, the risk and expense of conducting serious R&D efforts are often beyond the means of many small businesses. By reserving a specific percentage of federal R&D funds for small business, SBIR protects the small business and enables it to compete on the same level as larger businesses. SBIR funds the critical startup and development stages and it encourages the commercialization of the technology, product, or service, which, in turn, stimulates the U.S. economy.

Small Business Technology Transfer Program
The Small Business Technology Transfer Program (STTR) is an important small business program that expands funding opportunities in the federal innovation research and development arena. Central to the program is expansion of the public/private sector partnership to include the joint venture opportunities for small business and the nation’s premier nonprofit research institutions. STTR’s most important role is to foster the innovation necessary to meet the nation’s scientific and technological challenges in the 21st century.

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With more than $3,757.00 million dollars in grants and additional local government funding sources of $3,143.00 million dollars, the majority of the federal budget in government grants is put into the business sector every year as small businesses and large corporations are the foundation of the economic growth in Nevada. There are 47,929 business establishments in the state of Nevada, and they break down to the following:

Nevada Business Sector Breakdown by Size:

  • 27,536 registered businesses in Nevada have 0 to 4 employees. People who work at home with sole proprietorship are included in this breakdown.
  • 7,514 registered businesses in Nevada have 5 to 9 employees.
  • 4,900 registered businesses in Nevada have 10-19 employees.
  • 4,358 registered businesses in Nevada have 20-99 employees.
  • 1,506 registered businesses in Nevada have 100 to 499 employees.
  • Over 2,115 registered businesses in Nevada have over 500 employees.

Nevada Business Sector Breakdown in Service Industries:

  • 7,982 registered businesses in Nevada are in the Professional, Scientific and Technical Services sector.
  • 4,221 registered businesses in Nevada are in the Administrative, Support, Waste Management, and Remediation Services sector.
  • 5,776 registered businesses in Nevada are in the Accommodation and Food Services sector.
  • More than 4,163 registered businesses in Nevada are also service orientated businesses but are not categorized to the above sectors.

If you are in the farming industry, you may be eligible to apply for small business grants as well. There are more than 3,000 farms in the state of Nevada.

Starting and managing a small business in Nevada is not an easy task. Over $39,137,038,000.00 US dollars are paid to employee salaries/payroll alone in the state of Nevada and more than 31,037 businesses declare bankruptcy every single year. Although the federal government does not publically provide grants for starting and expanding a business, in Nevada, some small business grants are given to business owners to start and grow their ventures, and grant recipients do not have to pay back the funding from government. Therefore, it makes sense to look into small business grants as one of your sources to fund your business.

To apply for business grants in Nevada, contact Nevada financial aid agencies.

Recent State Funding Opportunities

Below is a list of opportunities recently published in the local state:

Funding Number Funding Title
BOR LC 20 N010 Notice of Intent to Award to Nevada Department of Wildlife
L20AS00091 FY2020 Nevada Forests and Woodlands Resources Management
L20AS00068 Nevada Wildlife Resource Management
L20AS00022 FY2020 Nevada BLM Threatened and Endangered Species Funding Opportunity Announcement
L20AS00020 Nevada Rangeland Resource Management
L20AS00019 Nevada Invasive and Noxious Management
L20AS00012 FY20 Nevada BLM Plant Conservation and Restoration Management
L20AS00016 Nevada Recreation and Visitors Services
L20AS00017 Nevada Cultural and Paleontological Resource Management
MBDA OBD 2020 2006426 MBDA Business Center Program – Nevada

Small Business Grants in Local States

Grant application guides and resources

It is always free to apply for government grants. However the process may be very complex depending on the funding opportunity you are applying for. Let us help you!

What is a Small Business Grant?

Small business grants come to business owners from public and private sources. The federal government awards grants in a variety of categories for business owners. Small business grants do not provide funding towards starting new businesses, however. They focus on providing funding to a particular area of public interest. For example, a grant can go to a small business conducting research on a particular area of interest. However, that grant would not go towards the start up costs of getting that business off the ground. There are grant programs however to help some small business start-ups at the state and local levels. These often focus on developing businesses underrepresented in the area.

For small businesses interested in small business grants, there are strict requirements as far as accounting and accountability. These grants are from taxpayer money. The government puts strict guidelines in place to ensure the grantee spends the money in the way they indicated on the grant application. The application process itself is daunting for many small business owners. The business must meet certain guidelines and have the ability to conduct the work. After the grant award, the business must provide ongoing proof of how they use the money and what results they get from the research conducted.

Who can apply? Eligibility Requirements

If you have an interest in applying for small business grants from the federal government, you need to qualify as a small business under the Small Business Administration guidelines. If the business qualifies, the next step in determining eligibility depends on the particular grant program in question. You can find a full listing of grants at Grants.gov. You can search the listings by category or by keywords. The list includes grants on research in many different categories including agriculture, transportation, energy, education, defense, and science to name just a few.

Small business grants have different requirements of those applying for the grant. To understand this, look at this example. The Department of Agriculture’s National Institute of Food and Agriculture provides grants for food safety research. This grant application is open to just about anyone. However, in order to qualify for this grant, you have to conduct project research into reducing food-borne illnesses with improved food safety. The grants go out based on the project proposal the small business puts together. A business that specializes in providing security guards is unlikely to qualify. A company that develops food safety equipment and products might just qualify.

How to apply for Small Business Grants?

To apply for small business grants, you will need to provide information to the government on how you intend to use the grant funds. But first, you need to find a grant that meets your abilities. When you go to Grants.gov, you can search on thousands of grant opportunities through their search engine. Some are open to small businesses while some are not. Go through the list of open grant opportunities and find one that meets your needs. Verify you meet the criteria for the grant and then get ready to put in your application.

After you locate the grant, register with the government’s Central Contractor Registration office. You can also do this through the Grants.gov website. The government centralizes this function in order to streamline the process when possible. If your company does not already have a DUNS identifier, the website gives instructions on how to obtain one. If you already have that identifier, you can go ahead and submit your registration with the CCR. You will need to provide information on your organization and the main contact within the organization.

You will need to download the online application form for the grant next. Each grant has a different application package. It is important to make sure you have the right one. The grant application offers detailed information on the grant and eligibility criteria. You can fill the documents out on your computer or send them to other people in your organization. This application package comes in electronic PDF form and allows for editing as necessary. The application package requires detailed information on your organization as well as how you propose to spend the grant money. You will also provide information on the organization’s finances and management.

The PDF will not allow you to submit an incomplete application. The document marks all required fields in order to help you locate all necessary fields. The federal system will send the application back if you submit it without completing it properly. Once you have completed the application package, you will need to click on the “Save & Submit” button on the front page. This closes the application and sends it off to the appropriate federal agency. After the application successfully uploads, you will receive a tracking number. That number will allow you to login to the Grants.gov system to see what the application’s status is.

The tracking system provides a status on where the application stands for the small business grants. If Grants.gov cannot validate the application, the status is “Rejected with Error.” That indicates the applicant must fix errors and resubmit. The first status a complete application receives is “Received.” That indicates the application is there but not validated yet. A status of “Validated” means the validation is complete and the application awaits agency download. The next status is “Received by Agency.” That means the agency downloaded the application. The next status is the “Agency Tracking Number Assigned.” That means the application is now in the agency system. Further tracking goes through the agency system instead of Grants.gov.

If the government agency approves your grant funding, the individual agency will provide detailed information on how to receive the funds. Small business grants are often quite competitive and many small businesses may not get funding for a given project. It s important to meet all guidelines outlined in the application and to make sure there are no issues before you submit the application.

To get more information on these grants you can visit the following websites:

Grant application guides and resources

It is always free to apply for government grants. However the process may be very complex depending on the funding opportunity you are applying for. Let us help you!

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Employers and employees around the world have experienced the impact of the COVID-19 global pandemic. These individuals have seen stark changes in not only the status of work opportunities but in daily life, as well. Small businesses and organizations are in precarious financial positions as it relates to operating now because of Coronavirus and determining what the future will be.

According to CNBC, there are approximately 7.5 million small businesses right now at the risk of closing altogether. Of those that are operating to some extent, 57% have seen revenue drops of at least 75% or more. In order to stay afloat, it may be necessary to find alternative sources of income and support, like government grants. There are different agencies in the federal government system that are offering applicants the chance to receive a grant.

The Small Business Administration is one entity that has developed funding solutions because of the current challenges. There are a variety of options to help small businesses, such as loans and COVID-19 grant resources. These financial resources are designed to allow businesses to stay functional and not be forced to close their doors. The coronavirus has affected diverse businesses in a number of ways that prevent normal activities. These impacts have to be overcome in order to compete in any field post this pandemic.

What Are COVID Government Grants?

The CDC, which also is offering financial assistance to applicants, defines a grant in simple terms. This is considered to be a funding option where no substantial agency involvement other than oversight is necessary. These are one-time opportunities that must be applied for through demonstration of need.

Currently, there are two standard types of federal government grant solutions for small businesses. The Department of Health and Human Services describes these as discretionary grants and block grants. Each has its own requirements and details, which typically depends on the qualifications of the applicant. Meeting the criteria provides you with operating funds that do not have to be repaid as loans do.

Types of COVID Government Grants

Along with federal COVID-19 grant opportunities there are state options for small business owners, as well. Small business owners may apply for these depending on how their business operates and their qualifications for the resources. One example, in this category there is a $7,500 small business grant offered to those in the state of Colorado. These funds come from the Denver Small Business Emergency Relief Program.

Kentucky also has a COVID-19 grant of up to $3,000, which is offered through the Community and Economic Development Initiative. Although these are state government solutions, they are just as effective when it comes to assisting both employers and employees during these difficult times. It is a good idea to find out what state and federal funding programs there are for small, medium, and large business locations.

How to Apply for COVID Government Grants?

The application process will certainly vary depending on the agency, whether federal or state that you are applying to. Each of these grants may require specific documentation and information to show your eligibility. Due to the coronavirus, agencies have had to revamp processes to meet current needs. Initial forms are being used to locate applicants, while direct applications online are being used also.

In some cases, small business owners may need to show a loss in their ability to operate shops, stores, and restaurants. Other applicants may simply need to prove that their business is registered in a certain city or state to be eligible. Websites and additional webpages are valuable resources to find out more about these options and the complete application process.

Government Opportunities

There are small businesses that were just incorporated when this pandemic hit America. These small businesses are often those that have not had the opportunity to make a profit yet. This does not mean that small businesses have not invested a lot of funds in this endeavor. Small businesses that do not qualify for loans may still be able to receive grants. This, of course, depends on the requirements and your documentation.

The Small Business Administration has emergency SBA Economic Injury Disaster grants of $10,000. These grants are meant to cover sick leave, payroll, and to meet various other needs. Exhausting all of the government opportunities is the best way to find the financial resources that your business needs. If one option doesn’t work, owners have to pursue the next opportunity out there.

Government leaders understand that there is no one solution that will save every small business. This is only the beginning of the recovery process. State and federal agencies are continually trying to provide business owners with programs that meet their current needs and to help them plan and prepare for the unknown future of their businesses.

Forbes is one outlet that has highlighted the different grants, as well as, the details that applicants need to know. Some business owners will opt to take advantage of available loans and the various other financial programs that are being developed to serve those who are struggling.

Researching these individually is the best way to determine which is best for your specific business model. More and more resources will be coming along to assist with reopening strategies for small business owners. Many will utilize these resources to come back bigger and better than before.

Get A Free Grant Assistance Kit

To start your application for a free grant package go to:

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How to apply for a government small business grant

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In March Congress passed the $2 trillion-dollar Coronavirus Aid, Relief, and Economic Security (CARES) Act, a stimulus package that includes several programs aimed at small businesses impacted by the COVID-19 outbreak.

Demand for the popular Paycheck Protection Program (PPP) has been massive since the application window opened on April 3. The original $349 billion allocated for the PPP ran out in mid-April. On April 24, Congress passed legislation to replenish funds for small business loan programs.

What’s New: The newest legislaition will allocate another $310 billion to the PPP and an additional $10 billion to the Economic Injury Disaster Loan (EIDL) grant program. The bill also includes $60 billion for other economic disaster loans for small businesses, with half of that amount reserved for community financial institutions and smaller banks and credit unions.

Wondering what new programs you should apply for? Unsure how to apply? Read on.

What Loan Program Should I Use?

Although the PPP has been the most popular loan program for small businesses, it may not be the right solution for every business. Be sure to check out other loan options from the Small Business Administration (SBA), other federal loan programs, and organizations and companies providing grant money.

Here are some new federal programs aimed at helping businesses impacted by coronavirus:

Paycheck Protection Program (PPP)

This has been the most popular option for small business owners. It’s a loan, that can become a grant if certain requirements are met. It was designed to help businesses keep their employees on payroll.

  • Details: Interest is to be no more than 4% and the amount applicants receive is based on a calculation of average monthly payroll cost multiplied by 2.5, to cover two and a half months of payroll (including healthcare costs and paid sick leave) with a maximum loan amount of $10 million.
  • Who is Eligible? Small businesses, 501 c3 nonprofits with fewer than 500 employees, certain veterans organizations, sole proprietors, the self-employed, individual contractors.
  • Ready to Apply? If you are a small business owner this step-by-step guide will walk you through the process. If you are an independent contractor or sole proprietor use this guide. If you are a nonprofit use this guide.

Economic Injury Disaster Loans (EIDL)

The CARES Act expanded the SBA’s long-standing EIDL program, which assists businesses, renters, and homeowners in regions affected by declared disasters.

  • Details: The SBA will provide initial EIDL loan disbursements of up to $15,000, in addition to a grant of up to $10,000 that does not have to be paid back if used on certain expenses. However, if a small business owner gets both an EIDL grant and a PPP loan, the forgiveness of the PPP loan would be reduced by the amount of the grant.
  • Who is Eligible? Businesses with fewer than 500 employees; cooperatives, ESOPs, and tribal small businesses with fewer than 500 employees; sole proprietors; independent contractors; and most private nonprofits.
  • Ready to Apply? If you are a small business owner this step-by-step guide will walk you through the process. If you are an independent contractor or sole proprietor use this guide.

Other New Federal Programs

In addition to loan programs, the CARES Act also expanded paid sick and family leave requirements and enacted a tax credit to provide further assistance to businesses.

  • Temporary Paid Leave and Family Medical Leave: The Families First Coronavirus Response Act created new temporary paid sick leave and paid Family and Medical Leave Act (FMLA) programs that are 100% reimbursable by the federal government. Check requirements, eligibility and exemptions using this guide.
  • Employee Retention Tax Credit: A 50% tax credit for the first $10,000 of compensation, including the employer portion of health benefits, for each eligible employee. Check eligibility and calculate your tax credit using this guide.

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How to apply for a government small business grant

What Should a Small Business Owner Do Right Now?

Do your research and have a plan. Just because your business may be eligible for a loan, does not mean that’s the best decision for your business. Find the right loan for you, research it’s qualifications, and get your paperwork ready. SBA has simplified the process, but at minimum, business owners need to pull together average monthly payroll costs before going to a lender to apply.

What Else Should I Be Thinking About?

  • If you are applying for a PPP loan: If you know you can’t meet the requirements needed to get the PPP loan forgiven, evaluate the risk of taking on that debt. Be aware that if you reduce the number of employees after loan origination, you may get a reduced dollar amount in loan forgiveness.
  • If you’re considering laying off employees: Experts say it’s always risky to layoff employees, as there are many termination laws and hoops to jump through. The PPP loan program was created to allow businesses to avoid those risks by giving them tools to keep people on their payrolls.
  • If you are afraid you will not remain eligible for the loan: Experts say to make your best judgement call about the future. When normal commerce will resumes, will you be able to call employees back quickly and keep them on payroll? How will that cost affect your business?
  • Communicate! As you are working through making decisions for your business, be sure to communicate with your employees with as much transparency as possible. Get their opinions, and lead with empathy. Do the same with your customers.

The Chamber has created numerous resources to help businesses find and apply for the funding program that best meets their needs, including a number of how-to guides for federal programs. Plus, e very week Chamber leaders are engaging directly with business owners through a variety of virtual events.

The SME Brexit Support Fund could give you up to £2,000 to help with training or professional advice, if your business has up to 500 employees and no more than £100 million annual turnover.

What you’ll be able to use the grant for

You can use the grant for training on:

  • how to complete customs declarations
  • how to manage customs processes and use customs software and systems
  • specific import and export related aspects including VAT, excise and rules of origin

It can be used to help you get professional advice so your business can meet its customs, excise, import VAT or safety and security declaration requirements.

Who will be able to apply

Your business must:

  • be established in the UK
  • have been established in the UK for at least 12 months before submitting the application, or currently hold Authorised Economic Operator status
  • not have previously failed to meet its tax or customs obligations
  • have no more than 500 employees
  • have no more than £100 million turnover
  • import or export goods between Great Britain and the EU, or moves goods between Great Britain and Northern Ireland

Your business must also either:

  • complete (or intend to complete) import or export declarations internally for its own goods
  • use someone else to complete import or export declarations but requires additional capability internally to effectively import or export (such as advice on rules of origin or advice on dealing with a supply chain)

How to apply

PricewaterhouseCoopers (PwC) is administering the grants for HMRC.

Applications will close on 30 June 2021 or earlier if all funding is allocated before this date.

  1. 15 March 2021

Guidance on how to apply for the SME Brexit Support Fund has been added.

If you’ve been affected by the coronavirus pandemic, learn how you could qualify for unemployment benefits, paid leave, and more. Get financial help from the government if you own a small business. Find out about the CARES Act and how it can help you.

On This Page

  • COVD-19 Unemployment Benefits
  • COVID-19 Stimulus Checks for Individuals
  • COVID-19 Small Business Loans

COVD-19 Unemployment Benefits

The federal government has allowed states to change their laws to provide COVID-19 unemployment benefits for people whose jobs have been affected by the coronavirus pandemic.

The American Rescue Plan Act of 2021 authorizes:

An extension through September 6, 2021 for people already receiving unemployment benefits

Automatic, additional payments of $300 per week until September 6, 2021 to everyone qualified for unemployment benefits

Extension of the Pandemic Unemployment Assistance (PUA) program for self-employed or gig workers

COVID-19 Stimulus Checks for Individuals

The American Rescue Plan Act of 2021 provides $1,400 Economic Impact Payments for people who are eligible. You do not need to do anything to receive your payment. It will arrive by direct deposit to your bank account, or by mail in the form of a paper check or debit card.

Check On Your Stimulus Payment

Check the Get My Payment page from the IRS to find out if you qualify and when you’ll get your payment.

What to Do If You Didn’t Receive Earlier Stimulus Checks

If you were eligible for the two previous stimulus payments but didn’t receive one or both, or didn’t receive the entire amount, there is still time for you to claim the money. It will come in the form of a tax rebate.

You will need to file a 2020 federal tax return and claim the 2020 Recovery Rebate Credit. Even if you’re normally not required to file a federal tax return, to get the stimulus money you’re owed, you must file this year.

The IRS issued two previous Economic Impact Payments: $1,200 in April 2020 and $600 in December 2020/January 2021. They would have been sent by direct deposit to your bank account or by mail as a paper check or a debit card.

COVID-19 Small Business Loans

Paycheck Protection Program (PPP)

The Paycheck Protection Program (PPP) offers loans to help small businesses and non-profits keep their workers employed. If you follow the guidelines, your loan may be forgiven. And if your business has gotten its first PPP loan (draw), it may be eligible for a second draw.

Get the latest information from the SBA about the Paycheck Protection Program, including program details, who can apply, loan forgiveness, and frequently asked questions.

You can apply for a PPP Loan until March 31, 2021.

Economic Injury Disaster Loans (EIDL)

An Economic Injury Disaster Loan (EIDL) helps small businesses and nonprofits that are losing money during the coronavirus pandemic and that need funds for financial obligations and operating expenses.

SBA is accepting applications for EIDLs until December 31, 2021.

SBA Debt Relief

SBA’s Debt Relief Program pays the principal, interest, and fees for six months for 7(a), 504, and Microloans disbursed before September 27, 2020. Beginning in February 2021, that relief will be extended for certain businesses.

For details, see the “Small Business Debt Relief Program” section, page 9 of the Small Business Owner’s Guide to COVID-19 Relief Legislation.

Shuttered Venue Operators Grant

If you’re a talent representative or operate a theater, museum, or a live performing arts or event venue, you may qualify for a grant equal to 45% of your gross earned revenue.

Do you have a question?

Ask a real person any government-related question for free. They’ll get you the answer or let you know where to find it.

Last Updated: March 25, 2021

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How to apply for a government small business grant

How Business Grants can Help Business Owners

If you are a small business owner who is just getting started, you no doubt have had to worry about how your new business venture will be funded. Most forms of business funding come in the form of loans, but while this isn’t a bad way to cover your expenses, these loans will need to be paid back, which means you will have to worry about term lengths, interest, and many other financial headaches on top of developing your business. Fortunately, there might be another option available if you need help covering your business expenses. Depending on what your business is and what you hope to accomplish, you might qualify for a government business grant.

What Are Business Grants?

Government business grants are financial grants given to small business to help them get started, move in a new direction, or expand to new markets. They function like business loans in that they can be used to cover certain expenses related to your business’s operation and development. Unlike business loans, a government grant does not need to be paid back. It is essentially like receiving free money for your developing business.

How Can a Business Be Approved for a Government Grant?

Even though a grant from the government is an ideal form of business funding, it does come with some caveats. First of all, you need to apply for a government business grant. There are plenty of programs for small businesses that provide grants, and chances are good that your business will qualify for at least a few of them. Unfortunately, meeting the qualifications of a grant and being approved for a grant are two different things. It is quite possible that you will apply for a grant only to be turned down. In most cases, the businesses that are usually approved for government grants are in areas such as research and development, technology, and medical fields. These are usually the kinds of businesses that can benefit the rest of the country and are therefore more likely to gain the attentioni of the government.

The second issue associated with government grants is that they are very specific on how your approved business funding can be spent. If you receive a business grant for the government, you are only allowed to spend that money on certain expenses, mostly on things that will help you business develop. The application process involves stating exactly how your business funding will be spent, and you cannot deviate from that. On the other hand, the rules are far more flexible when it comes to how a business loan can be spent.

Despite the difficulty of being approved for a government business grant, small businesses are still encouraged to apply anyway. As we said before, there are several programs and grants available, and any of them can provide you with the funds that you need to get your business developing and growing. This is a case of having nothing to lose and everything to gain, so feel free to look around to see what is out there.