How to apply for free personal grants

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Perhaps you are currently unemployed, working part time, have credit card or personal debt, or are ill. Free Personal grants from the government include a wide variety of grants that include all of these needs. These grants are available for emergency or long-term funding to get you back on your feet.

There is no limit to the amount of personal grants that you can apply for, nor how much you will be awarded. Individuals are being awarded up to $50,000 in personal grants, to help out with so many personal needs! And your credit history is not a factor, as this is money that does not have to be repaid.

Personal grants are most commonly awarded through your local, state or federal government branches; and occasionally can be found through private sources.

Personal grants are most plentiful for families in need. If you are a low income family you could be eligible for childcare grants, grants to help pay your rent and even groceries. So far in 2009 over $162 million in federal grant money has gone to temporary assistance for needy families. At this rate, personal grants to these families are surely to pass last year’s $17.3 billion in total federal grant money given for the same cause.

If you are a disabled person there are also many personal grants that you could be eligible for. Many people with disabilities are perfectly capable to live on their own, but unfortunately lack the funds to equip their houses with the tools necessary for them to move about. The government recognizes their unfortunate predicament and gives personal grants to these people to encourage independent living. With the money awarded, individuals construct ramps into their houses, and make other necessary home renovations.

Disabled individuals will also be pleased to learn that last year $175.5 billion in federal grant money went to medical assistance programs which among their resources, provide home nurses or attendants free of charge to help disabled people living at home.

Most American citizens will find that regardless of their financial situation, age, or race they will qualify for a variety of personal grants.

Below are just some of the many reasons that you could receive personal grant money:

  • Home Repair
  • Mortgage Payments
  • Rent
  • School Supplies
  • Real Estate Taxes
  • Utility Bills
  • Groceries
  • Child Care/Day Care
  • Legal Services
  • Medical Bills
  • Public Transportation
  • General Living Expenses
  • Housing Assistance
  • Consumer Debt
  • Lesson Payments
  • Tutoring/Teaching

One of the great things about being an American citizen is that you have access to free government grants. It is therefore a very good idea to apply for any free grants and/or free grant money you may be eligible for.

Get A Free Grant Assistance Kit

To start your application for a free grant package go to:

Personal Grants are monetary awards distributed by private foundations and the federal government to individuals. This is free grant money for bills or personal use and can incredibly helpful in a number of situations where extra money is needed. Recipients do not acquire debt when being awarded a grant because they do not have to be paid back and act as free government money. Personal Grants are not quite as specialized or restrictive as other government grants, such as Business Capital Grants or Housing Grants, allowing them to cover much more ground, meaning you can essentially use them for whatever you want and are not required to use them for any specific purpose. Depending on your needs and wants, applying for personal grants can provide a fresh start, alleviate stress, and improve circumstances. The hardest part about applying for a personal grant is finding the applications

One of the most common situations where personal grants come in very handy is during times when money is tight (or gone) due to extenuating circumstances and additional cash flow is needed for things like health, school, and home improvements, for example. Those who are ill, disabled, or out of work can also benefit from personal grants. People also use personal grants to pay off debt, pay for legal services, and a wide variety of other matters, including:

  • Public transportation
  • Fuel
  • New vehicles
  • Real estate taxes
  • School supplies
  • New home
  • Home repairs/renovations
  • Transportation
  • Caretaking/personal assistance
  • Education and training
  • Community improvement
  • Insurance
  • Medical bills
  • Mortgage, rent, utilities, and other necessities

Now that you know more about them, perhaps you’re saying to yourself “I need a personal grant now.” Applying for Personal Grants is a simple process. However, the competition is very high. Even though there are a number of charitable organizations, private foundations, and various agencies within the government that award monetary gifts, it can sometimes be difficult to be selected. But there are particular ways of going about it that will increase your chances of being awarded a personal grant.

The most effective approach is to try and focus in on a handful of specific personal grants. This can be a bit daunting on your own so its recommended that you locate an authority who has experience with personal grants. Try your best to find someone whose track record is respectable. They can advise you on the best choices to make during your Personal Grant application process.

Whether you’ve been thinking about applying for a Personal Grant for some time or if this the first time you’ve heard of them, evaluate your finances and your long-term goals and determine if applying for a Personal Grant would be a good idea for you. Countless people have increased the quality of their lives through Personal Grants. Perhaps you can too.

Signup now to get access to our database of over 15,000 funding applications and start applying today!

There is government money to help you during the COVID crisis, as well as for everyday needs.

How to apply for free personal grants

Whoever said “nothing in life comes free” didn’t take into account government programs that help people pay for things like college, day care and a new home. And during the coronavirus outbreak, there is even more assistance available to you.

Free money from the government: COVID relief and more

The high-priority free money from the government these days is COVID relief . Use NerdWallet’s stimulus check calculator to determine how much COVID relief money you could expect and find a link to track the status of your payment from the U.S. Treasury.

Above and beyond pandemic payouts, there are other day-to-day government programs available to those in need. But unlike COVID assistance, you’ll have to seek out and apply for these financial boosts.

Most of these programs are funded by taxes, so technically you pay something, but it’s as close as you’ll get to finding free money from the government. Note that the COVID-19 pandemic may affect the availability of some of these programs.

1. Get help with utility bills

Need help paying your heating or phone bill? These programs may be able to help:

The Low Income Home Energy Assistance Program helps low-income households cover heating and cooling costs. Grants are issued via states, which receive funding from the Department of Health and Human Services. Each state sets its own eligibility requirements, including income levels.

The Lifeline program offers discounted phone or internet service. You must meet certain eligibility requirements.

Monitor your money during trying times

If you’re facing financial anxiety, NerdWallet can find ways to save.

How to apply for free personal grants

2. Find money for child care

Day care is a major expense for many families. Annual costs for infant care range from just shy of $5,000 in Mississippi to more than $22,600 in Washington, D.C., according to the Economic Policy Institute, a nonprofit organization focused on low- and middle-income workers.

The Child Care and Development Fund can help ease the burden for low-income families. Administered by the U.S. Department of Health and Human Services, the fund gives states, territories and tribes money to distribute to families to help pay for child care. Grants are income-based and typically cover care for children under 13. Find the Child Care and Development Fund contact for your state.

3. Recover unclaimed money

This isn’t so much free money as it is money owed to you. It could be a long-forgotten deposit paid to a utility company, a lost savings bond, unclaimed life insurance benefits or an uncashed paycheck.

These unclaimed funds are turned over to the state when the owner can’t be located, often due to a clerical error or companies having an old address on file. Visit unclaimed.org , a site affiliated with the National Association of State Treasurers, to find out if you have money waiting to be claimed.

During the 2019 fiscal year, more than $3 billion in previously unclaimed property was returned to owners, with an average claim payment of $1,780.

4. Get down payment assistance

You want to buy a home but can’t afford a down payment. Enter state-based down payment assistance . These grants and loans help you cover the upfront costs of purchasing a home.

In Nevada, for example, prospective homeowners who qualify can pay a fee and receive a grant of up to 5% of their home loan value to put toward a down payment and closing costs. Help isn’t reserved for low-income borrowers. For government loans, Nevada’s grant program is available to those with an annual income below $98,500. See if you qualify.

5. Find tax credits for health insurance

The future of the Affordable Care Act is murky at best. But for now, the premium tax credits issued via the program are alive and well. Here’s how they work:

Individuals and families who buy coverage through the government’s health insurance marketplace ( HealthCare.gov ) may qualify for a credit toward their insurance premiums. The credit can be paid directly to your insurance provider, lowering your monthly payments.

6. Apply for college grants

College grants, like the federal Pell Grant , can make it easier to pay for college. Students who are eligible for the Pell Grant could get up to $6,345 for the 2020-21 award year. The exact amount awarded is based on factors that include financial need, the cost of attendance and enrollment status. Students can apply for the Pell Grant by completing the Free Application for Federal Student Aid, or FAFSA. The application is also used to qualify for many state and institutional grants and scholarships .

Other federal grants for college include:

The Federal Supplemental Educational Opportunity Grant.

The Teacher Education Assistance for College and Higher Education Grant.

The Iraq and Afghanistan Service Grant.

You can also look for scholarships using the U.S. Department of Labor’s scholarship search tool .

Watch out for scams

While there are ways to get free money from the government, there are also grant scams that claim to give you free money from the government in hopes of stealing from you. Don’t be fooled. The government rarely reaches out to people with offers of free money, and when it does, it’s never via social media.

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Most people are confused about personal grants in North Carolina. If you live in the state of North Carolina and are looking for personal financial assistance such as supplemental security income, Medicaid, or state social services, you should look into government benefits instead. Personal grants are financial aid from the local government of North Carolina for its residents under certain circumstances – the use of the financial funding must have a meaningful purpose to the economy of North Carolina.

Personal Grants for Work At Home Residents of North Carolina

With the aid from the federal government, the department of finance & economic growth in North Carolina is able to provide financial support to residents who work at home. According to the latest research, in North Carolina, there are over 100,226 business identities have 0 to 4 employees. This number includes people who work at home with sole proprietorship. To be eligible, you must be a resident of North Carolina and have a registered business in North Carolina. If your business is in one of the following areas: medicine, education, scientific research, and technology development, you have a higher chance of getting your grant application approved.

Personal Grants for Education for Residents of North Carolina

Not all students or teachers are eligible to apply for personal education grants in North Carolina. According to US Census,

In North Carolina:

  • 84.30% have high school diplomas
  • 26.50% have at least one post secondary degree
  • 8.80% have at least one graduate school degree

As you do not have to pay back the amount of grants given to you, North Carolina’s office of education ensures that personal grants are only given to individuals who need financial assistance for their education related to medicine, education, scientific research, or technology development. And recipients must use their new knowledge and skill set to improve the economy of North Carolina.

Personal Grants for Veterans in North Carolina

There are more than 570,400 veterans (both active and retired) in North Carolina. If you have enrolled, or currently participating in the military, naval force, or air force, you are eligible to apply for veteran personal grants as long as the funds are being used to stimulate the economy of North Carolina.

You can look at personal grants as “government grants for individuals”. Therefore, there are many other types of personal grants such as personal housing grants. If an individual receives grants from the government, he or she has received a type of “personal grants”. It is much harder for individuals to receive grants than it is for businesses to receive grants. North Carolina residents apply for different types of state government grants by contacting North Carolina financial aid agencies.

Recent State Funding Opportunities

Below is a list of opportunities recently published in the local state:

Funding Number Funding Title
USDA NRCS NC MULTI 21 NOFO0001082 Outreach Funding for Fiscal Year (FY) 2021 – NORTH CAROLINA
USDA NRCS MULTI NC 21 NOFO0001060 Technical Assistance for Conservation Fiscal Year (FY) 2021 – NORTH CAROLINA
HHS 2021 ACF OHS CH R04 1882 Head Start/Early Head Start Grantee — Communities in the state of North Carolina
HHS 2020 ACL AOD IL 0420 Centers for Independent Living Competition – North Carolina
HHS 2020 ACF OHS CH R04 1693 Head Start and/or Early Head Start Grantee — Camden, Chowan, Currituck, Dare, Gates, Hyde, Pasquotank, Perquimans, Tyrrell and Washington Counties, North Carolina
HHS 2020 ACF OHS CH R04 1692 Head Start and/or Early Head Start Grantee — Robeson County, North Carolina
HHS 2020 ACF OHS CH R04 1694 Head Start and/or Early Head Start Grantee — The City of Asheville, and Buncombe and Madison Counties, North Carolina
HHS 2020 ACF OHS CH R04 1673 Head Start and/or Early Head Start Grantee — Franklin, Vance, Warren and Granville Counties, North Carolina
HHS 2020 ACF OHS CH R04 1677 Head Start and/or Early Head Start Grantee — Carteret, Craven, Jones and Pamlico Counties, North Carolina
HHS 2020 ACF OHS CH R04 1780 Head Start and/or Early Head Start Grantee — Iredell County, North Carolina

Personal Grants in Local States

Grant application guides and resources

It is always free to apply for government grants. However the process may be very complex depending on the funding opportunity you are applying for. Let us help you!

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The United States Federal Government and Private Grant Foundations give away billions in free money every year to millions of US Citizens just like you. These are free cash grants that all US taxpaying citizens are entitled to and should take advantage of. This free money can be used for almost anything you can imagine. In fact right now people are being approved for large sums of money to start a business, pay for their education, medical bills, and even to buy a house.

Don’t sit back and watch these opportunities pass you by. You pay taxes; this is your turn for a kickback. It doesn’t even matter if you have debt, or a bad credit rating; you can still qualify. Grant Programs are not loans, and no matter how much free government money you receive you will never have to pay it back.

Why Do They Want to Help You?

You are probably wondering why anyone would want to help out little old you. Well, aside from the fact that you undoubtedly deserve it; there are some vested interests on behalf of the granters.

The US federal government and President Obama understand that in order to stimulate the economy and keep the US from sinking into a deeper recession, people need money. Helping individuals pay their bills and fund their companies, are relatively small initiatives that will see greater rewards. Money spent on free grant money for American citizens will be money gained; increased tax revenues at government disposal and a more money spent by Americans on a day to day basis.

Private foundations, on the other hand, have a slightly more selfish purpose for their generosity. These foundations are usually wealthy corporations that give free grant money to individuals and small businesses for the subsequent tax breaks. These organizations are required to distribute 5% of their total assets each year to maintain tax exempt status.

Why not apply for Free Government Money ?

It is important to remember that:

  • All United States citizens are entitled to apply for this free money
  • You can apply for as many grants as you want
  • You never have to pay back the grant money you receive
  • You can spend this free money to make your life better
  • Over 500 Billion is given away every year on Government Grants

Grant programs don’t require credit checks, collateral, security deposits or co-signers. You can apply even if you have declared bankruptcy or have bad credit. This free Grant money never have to be paid back.

Get A Free Grant Assistance Kit

To start your application for a free grant package go to:

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The United States Government understands its responsibility towards the welfare and safety of its citizens. It steps in to help the people when they need it the most. Our Government offers its help in the form of free government grants and other personal assistance programs to make the lives of citizens easier. Everyone who has a dream and need can get grants from the government as long as they qualify for the different programs the government offers. This just doesn’t apply to individuals – even small and big companies and non-profits can take advantage of these grants and assistance programs.

Applying for government grants is easy and can be done with the help of a few clicks on the government’s website for government grants. Expert staff has been employed by the government to offer quality services to the citizens. The experts facilitate the process of getting the grant for you if your proposal has any merit to it.

Every year, more than $80 million is given out to individuals, colleges and businesses in the form of free government grants. There are certain eligibility requirements that one has to fulfill in order to get a grant but no credit check is done before the grant is given. Also, there are no collaterals involved and most of the cases do not even need income verification. Your interests have to match the goals that have been set by the free grants program and the government will offer you the cash grant that you are in need of.

The free government grants are very popular with the public because the funds given by the government do not have to be paid back. There are certain terms of the federal education grants and you have to follow it. The money received as a grant has to be used appropriately according to the directions and regulations of the grant program. You can take a look at the terms and conditions of the grants before you apply for the grant to make sure that you can follow them. This way, you will get to know of the acceptable expenditures under the law. Find an online grant database as this is the easiest way to look for free government grant money. Millions of people apply for free personal assistance and they feel they have nothing to lose and everything to gain. Remember that government grants are not available for personal expenses or for paying off debt but there may be other assistance programs from other organizations to help you out with your personal situation.

One can apply for the grants when government invites applications for the same. You can keep checking the federal register that is published every weekend, so check for new free federal education grants. You can also look at the agency websites that are kept updated and have all the details about the government grants.

What is a Personal Grant?

Personal grants are monetary sums granted to an individual for a specific purpose. These grants do not take the place of benefits programs like welfare or food stamps. Most grants from the government go to state governments, businesses, or non-profit groups for specific projects. The typical grants you see from the federal government that go to individuals help with education. Other grants help fund research projects at small businesses. Many grants come from the private sector. You will find grants usually have specific criteria attached that an individual must meet in order to have eligibility to receive the funds. Many grant funds have limits on award sizes and the number of grants put out in a given period.

Personal grants are not the same as benefits programs. That is a common misnomer. Benefit programs are to help people by providing funds for food, shelter, and medical care. They are to keep the individual and his family in decent housing and with nutritional food available. Grants are to serve a public purpose. When an individual receives a grant for education, for example, the idea is to help boost a person’s chance of being an educated member of society. It helps the economy and the family at the same time.

Most educational personal grants come because of demonstrated financial need. That means the person does not make enough money to pay for the education out of their pocket. Grants are for those that are least able to pay for their education. Students making a certain income level may qualify for student loans, but make too much to be eligible for a grant program. The most common college grant available is the Pell Grant. This grant is the first step into federal grants for academics. Many other grants are available for those that qualify for the Pell.

Some housing grants are available to qualified individuals. These include grants to low income individuals over age 62 in rural areas that need to repair their home to make it safe and livable. That grant is available through the US Department of Agriculture’s Rural Development Office. Veterans Affairs makes grants available to military veterans disabled in active military duty. These grants go towards helping them retrofit their homes to accommodate their handicap. These retrofits include adding ramps, widening doorways, modifying kitchens and changing lighting as needed. Most housing grants go to non-profit groups and public housing agencies.

Who can apply? Eligibility Requirements

In order to qualify for the Pell Grant and other educational personal grants, the individual must meet certain financial guidelines. In order to make the process fair, Congress setup a standard formula to determine how much aid for which an individual might qualify. This formula calculates the expected family contribution amount. That is the amount of money that the student and his family is expected to contribute towards a year’s worth of educational expenses. This formula considers a family’s assets, income, household size, and number of people in postsecondary education. If a student is dependent on parents, then their information is part of the equation.

There are personal grants in education that do not require a demonstrated financial need. The TEACH Grant requires students working towards a teaching degree to agree to teach at certain schools in high-needs subjects for four years. This grant program is not needs based financially, but on the student’s commitment to serve those four years as a teacher. Another grant program that does not require financial need is the Iraq and Afghanistan Service Grant. This grant goes to students who lost a parent or guardian due to fighting in Iraq or Afghanistan after September 11, 2001.

For those who want to apply for an individual housing grant, the criteria are quite strict. For the Rural Housing Repair and Rehabilitation grant, the individual must have an income lower than 50% of their community’s median. They must be 62 years old or older and own a home in need of repair in order to make it safe and habitable. For those interested in the Veterans’ Specially Adapted Housing or Special Home Adaptation Grants, the veteran must have a specific medical classification that indicates they need assistance with modifying their homes. These programs are not available to most individuals.

How to apply for Personal Grants?

For any education personal grant, you will need to fill out the Free Application for Federal Student Aid. This application will tell the university or college what your financial situation is. That will allow the school to consider the cost of a year’s tuition and then come up with an awards package. The package may contain one or more education grants like the Pell or the FSEOG (Federal Supplemental Education Opportunity Grant). These grants go to students solely based on financial need. The financial aid package can contain loans and other education financing options as well.

The FAFSA is also a requirement for the non-financial needs based grants as well. For a student who qualifies under the Iraq and Afghanistan Service Grant program, the FAFSA will gather information to determine eligibility. The school can then determine the award amount. The TEACH Grant requires the student to make a request for the grant. Because this grant program requires the student to make a commitment for the future, it is not needs based. It provides funding based on the future commitment to teaching in a school that needs teachers in certain subjects.

To apply for housing grants, you need to go through the agencies responsible for the grant programs. The Rural Housing Repair and Rehabilitation Grant come from the Rural Development Division of the USDA. The individual needs to put in an application that indicates their financial status and age as well as the condition of their home. If they meet the eligibility criteria, the grant may come within 60 days or so. For the Veterans’ Specially Adapted Housing or Special Home Adaptation Grants, the veteran needs to provide a completed VA form 26-4555 to their local VA Loan Center.

For more information, please visit these websites:

Grant application guides and resources

It is always free to apply for government grants. However the process may be very complex depending on the funding opportunity you are applying for. Let us help you!

How to apply for free personal grants If you are in need, out of work, working part time and income doesn’t cover basic expenses, or are ill, all types of grants, loans and in-kind services are provided by the federal government and by private foundations. These funds are available on an emergency basis or long-term basis.

This category encompasses many different, diverse programs specific to many different personal needs. Get grant money to purchase a new home, repair an existing home, buy a new car and many other uses for daily needful things.

You can apply for as many grants as you want. Many people are not aware of this. For instance, you can get a $20,000 grant to fix your house, a $50,000 grant to start up a business and another grant to help pay your bills! Grants never have to be paid back.

The following represent a small subset of the programs available. You will find much more in our directories, databases and resources….

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