How to get the most from a car accident claim

If you have been involved in a car accident, you’re probably dealing with medical bills, insurance payments and emotional distress. Auto wrecks always seem to happen at the wrong time, and they can leave you hassling with issues that you never thought you would have to deal with.

A car accident settlement can reimburse you for the money that you’ve paid out. It can also make up for lost wages, physical or psychological trauma, and the cost of replacing your car.

Where does the average auto accident settlement come from?

If you’ve been involved in a car accident, your insurance or the other driver’s coverage might be responsible for compensating you for injury and damages. If you have collision coverage on your own vehicle and the crash was your fault, the insurance company will pay a certain amount to fix your car. If the cost to repair the damages is more than the value of your vehicle, the insurance company may consider your car totaled and give you a lump sum based on how much it’s worth.

When the wreck was caused by another driver’s negligence, his or her insurance company should compensate you for any losses, damages, pain and suffering. The sum that the company offers may be much lower than you expect.

It’s easy to get reimbursed for funds that you’ve paid out. It’s challenging to put a fair price on pain and suffering.

How to get the most from a car accident claim

Should you call a lawyer for my car wreck?

Working with a car accident lawyer can help you receive reasonable compensation that may exceed the amount that the insurance company would offer you on your own. An automobile injury attorney will help you present every detail about your case to the insurance company or a judge. He or she might bring up information that you would have missed if you did the negotiations yourself.

Reimbursement for your car repairs and medical bills will almost always be determined by the amount that you paid. The lawyer will help you negotiate an adequate settlement for pain and suffering.

It’s the insurance company’s job to offer you the lowest acceptable amount for a settlement. That’s how the organization makes the most of their own income and profits. An insurance adjuster may try to prove that you underwent unnecessary treatment. They may attempt to say that you were able to go to work.

A lawyer will help you take the measures that are necessary to protect yourself if you’ve been injured in an auto wreck. You’ll need to document everything related to the accident. When a doctor can vouch for missed work days and the treatment that you have received, you should be able to recover the money that you’ve lost.

If you want to maximize your settlement, you’ll need to do more than submit a claim through an insurance company. An attorney will help persuade the insurance company that they should look into the matter further. A lengthy investigation may be initiated, and the personal injury lawyer will negotiate the settlement with the insurance company.

You don’t always have to file a lawsuit to get a settlement payout for whiplash or another auto injury. The insurance company and your attorney may reach a suitable agreement. If they don’t, you may need to take the matter to court. A car wreck attorney can answer your questions about suing after a car accident.

How to get the most from a car accident claim

What kind of settlement should I expect from a car accident?

One guideline for determining a settlement is that the total will be about three times the cost of your medical bills. However, a variety of factors go into deciding the average settlement for a car accident.

A judge will take into account the type of injury, treatment plan, length of therapy, loss of income and severity of the wreck. In most cases, a settlement is only offered when the medical treatment has been completed. Permanent injuries will influence the amount of compensation that you receive.

If you’re working with an insurance company after a car wreck, let them know if you’re still going through medical treatment so that you don’t settle for less than you deserve.

How car accident settlements are calculated

Stoy Law Group has created a calculator that will give you an estimate case value for your car accident settlement.

View the personal injury calculator to get the estimated value of your case.

The insurance industry doesn’t have an exact formula for calculating the average car accident settlement amount. If you only sustained damage to your car, you’ll typically be reimbursed based on the policy limits.

Pain and suffering compensation is only given when you have been injured. Therefore, it’s important to be examined by a doctor immediately even if you don’t think that you’ve been hurt.

Some automobile crash injuries, such as whiplash, don’t become evident until a few days after the crash. If you’ve already negotiated your settlement or waited too long to get medical care, you might not be compensated for the injury.

If you want to get a rough estimate of how much to expect from a car accident settlement, add up your expenses for medical bills, car repairs and lost wages. Multiply that sum by three.

For example, let’s say that you injured your back in a car accident and paid $5,000 in doctor’s bills. You were out of work for a week, which made you lose $2,000 in income.

Your average car accident settlement might be approximately $21,000. It is likely to fall somewhere between $14,000 and $28,000.

The settlement is generally higher for more severe or permanent injuries. You’ll also get paid more if the other driver was found to be driving under the influence.

When you’re filing an injury claim with the other driver’s insurance company, you’re limited by their policy maximum.

For example, if you sustained $30,000 in damages but their insurance limit is $20,000, you might need to sue the individual separately to reclaim the additional $10,000. You might be able to file with your own insurance company if you have under-insured motorist coverage.

What’s next?

If you’ve been hurt in an automobile accident, make sure that you move quickly. You typically have one or two years from the date of the accident to file a lawsuit. A minor can file a lawsuit any time before their 18 th birthday.

Working with a personal injury lawyer can help you go through the process with minimal distress. You’ll be more likely to get adequate compensation, and you won’t be left wondering if you could have done more to recoup the value of your pain and suffering.

Contact a Fort Worth car accident lawyer immediately after your car accident so that you maximize your ability to get the compensation that you deserve.

How to get the most from a car accident claim

If you’re an innocent victim of a car accident, under the law, you might have the rights to recover a substantial amount for your compensation by filing a car accident claim. Here we will discuss how can you as the victim recover the most for your compensation.

Not all vehicle drivers are lucky enough to escape from an auto accident with our scrapes and bruises. An auto accident could have life-altering consequences and pretty significant financial burdens that you couldn’t expect. And in most cases, you’re not the one who caused those hardships.

What can be sources of compensation for a car accident victim?

Every day, throughout the U.S. drivers and their passengers sustain serious and sometimes even fatal injuries in car accidents.

We all understand the basic principle. If someone causes an accident which leaves others injured, the party at fault is supposed to compensate for those injuries. Generally speaking, that rule applies, but with some minor alterations. There are various ways the innocent party can be compensated through a car accident claim for its injuries caused by someone’s poor choice or dangerous conduct.

No-fault insurance coverage and car accident claims

Some U.S. states require that you purchase a no-fault auto insurance when you register your vehicle. This type of insurance provides coverage in personal injury cases when someone is injured in a car accident and submits a car accident claim. With this type of insurance, it doesn’t matter who is the at-fault party.

Aside from this no-fault insurance, some states also require you to PIP or Personal Injury Protection coverage. The legal requirement is that every driver must carry at least a $10,000 in PIP medical and disability benefits.

No-fault PIP coverage

This type of insurance is used at the first source of compensation for the injuries sustained in a car accident. No-fault PIP insurance provides coverage for:

  • The driver
  • The driver who drives the driver’s car
  • Relative who live in the same household
  • Certain people struck by the car and
  • Passengers that don’t have their own PIP insurance

In case of an accident, before turning to any other type of coverage, all those people must turn first to their PIP coverage. The PIP will cover their medical care and any disabilities that occurred because of the car accident.

Long-term disability coverage and health insurance

We live in the age where healthcare costs are much higher, and the minimum of PIP coverage, which is $10,000 won’t provide sufficient compensation. PIP will usually cover only minor injuries caused by the car accident. But any severe injury can easily surpass the $10,000 mark in medical bills and lost time at work.

In the event that your PIP runs out, you can turn to other insurance policies like health insurance or long-term disability insurance. However, not everyone has these insurances and they sometimes don’t cover all the expenses associated with the car accident.

Legal liability insurance coverage

In case your PIP isn’t enough, through your car accident claim, you can also seek coverage for your severe injuries from the party at fault for the car accident. Some states outline for what type of injuries can you, as the victim of the accident, directly sue the party at fault. These injuries can include:

  • Permanent or significant loss of an important bodily function
  • Permanent or significant disfigurement
  • Permanent injuries with reasonable degree of medical probability, aside from scarring and disfigurement
  • Wrongful death

Getting the most for your compensation from the at fault party for these types of injuries usually requires a skilled and experience car accident attorney. Make sure to contact us and schedule a free consultation, if you or your loved one sustained an injury caused by someone else’s negligent driving.

Home » FAQs » Car Accidents » What Can I Get Paid for Car Accident that Was Not My Fault?

How to get the most from a car accident claim

Even if you’re a careful driver, others on the road may not exercise the same caution—which can ultimately lead to a collision. If you were in a car accident, you might be worried about how to pay for the costs of your injuries, vehicle damage, and other expenses. But if the accident was not your fault, you have a legal right to seek financial recovery for all of your damages.

Under Georgia law, you are entitled to make an insurance claim for damages you face after a car accident you didn’t cause. An attorney can help you make sure you include all the damages in your claim to which you are entitled.

Who Is Responsible for the Costs of a Car Accident?

If you live in an at-fault state like Georgia, the person who caused the accident is responsible for all costs. Or, more accurately in most cases, that person’s auto insurance company is responsible for paying the damages. The other driver’s insurance will be legally required to pay for your expenses through a third-party claim.

This should be straightforward, but insurance companies are for-profit and will look for ways to pay you less. Even if you were clearly injured and your car was greatly damaged, the other driver’s insurance may try tactics like arguing you were partially to blame for the accident or that your damages aren’t as high as you claim.

This is where it’s priceless to have a car accident lawyer on your side. They can stand up to the insurance company and compile evidence of your damages. The lawyer can also help you calculate all your costs, including those that may be harder to quantify.

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How Much Money Can You Recover After a Car Accident?

When the insurance company covers your costs, they’ll write you a settlement check. This amount greatly varies depending on the severity of the accident and your costs.

Here are the most common damages you can usually claim after a car accident that wasn’t your fault:

Medical Expenses

You’ll need to see a doctor as soon as possible after your car accident, even if your injuries don’t seem too bad. You could have issues that worsen with time or become more painful after the adrenaline has worn off. It’s important to account for all medical costs like:

  • Doctor visits
  • Medical bills
  • Prescription medications
  • Surgeries
  • Tests
  • Rehabilitation

Vehicle Damage

If your car is damaged in the accident (which is highly likely), you can include those damages in your claim. This includes a totaled vehicle.

Missed Wages

You probably had to miss work because of the accident and your injuries. You shouldn’t have to pay for the missed wages and are entitled to seek financial recovery for them.

Pain and Suffering Damages

These damages are harder to calculate, as they are meant to make up for non-financial losses, also known as “general damages.” The amount you should ask for pain and suffering after a car accident depends on how severe the accident and your injuries were—and how both impacted you.

Pain and suffering can include emotional damages, loss of enjoyment of life, loss of a loved one, or disfigurement from injuries.

The Formula for Calculating Pain and Suffering

A three-part formula is used for calculating pain and suffering:

  1. Hard costs like those listed above (medical costs, car repairs, etc) are calculated
  2. The severity of your suffering is rated on a scale of 1-5
  3. The total of hard costs is multiplied by the rating number

For example; if your original costs were $60,000 and your suffering was rated at a 4, your pain and suffering damages should be $240,000.

The Insurance Company Will Try to Get You to Settle for Less than You Deserve

The final settlement amount depends on whether or not the insurer agrees to the full amount of damages or claims. They may deny your initial claim and try to offer you a smaller settlement amount. In that case, you’ll want to contact an attorney who can help you negotiate a fair financial recovery. Otherwise, you’ll be left with additional expenses.

It’s also common for insurers to try offering you a lump sum upfront after the accident. Do not take this until you’ve spoken with a car accident lawyer. Also, don’t sign anything or admit any blame until you’ve had legal counsel with an attorney. Insurers may try to use whatever you say against you.

The exact amount you can get paid for a car accident (that you didn’t cause) varies per accident, but car accident claims can easily get up to tens of thousands or hundreds or thousands of dollars. The goal is to get you the money that covers all of your damages and leaves you without the stress of paying anything out of pocket.

How Can You Increase Your Financial Recovery After the Accident?

Evidence matters in a car accident claim. For you to recover all your damages, the other driver must be completely at fault and your injuries and other damages must be legitimate.

To protect your rights and demonstrate what you suffered, here are some important steps you can take after an accident.

Call the Police

You must report an accident to the police if there are injuries and/or vehicle damage. Call the local police to report what happened, and give officers at the scene all the details you can remember. They will create a police report about the accident, which is an important piece of evidence for your claim.

Take Pictures

Use your phone to take photos of the accident scene, vehicle damage, and your injuries. This will show the severity of the accident and what you suffered right after it. If your injuries get worse with time, take pictures to document the changes.

Take a Video of the Other Driver

If the other driver is acting strangely, such as if you suspect drunk driving, try to get a video of their behavior.

Talk to Witnesses

Talk to those who saw the accident happen, and get their names and contact information. Your lawyer will reach out to them later.

See a Doctor

As soon as possible, get medical treatment. If your injuries are severe, this should be your first step. Either way, the sooner you can get checked out by a doctor as a record of your injuries, the better.

Each of these actions will help build evidence of the accident, what you suffered, and the other driver’s liability. This can really help your case and your chance at getting paid the most for a car accident that was not your fault.

For a free legal consultation, call 404-400-4000

Contact an Attorney for Help Today

Don’t miss out on the chance to full payment for your costs after a car accident you didn’t cause. At John Foy & Associates, we’ve been helping car accident victims pursue full financial recovery for more than 20 years. We know how to win cases, and we never back down to pushback from insurance companies.

Let us give you a FREE consultation to talk about your case and how we can help you seek recovery. Call us today at 404-400-4000.

How to get the most from a car accident claim

Last week, we talked about what can be the main sources for compensation after you submit a car accident claim. You have your standard (and mandatory) PIP coverage, no-fault insurance coverage, long-term disability coverage and health insurance.

In this part we will be focusing on how can you (as the victim) hold someone financially accountable and what that actually includes.

How can you hold someone financially accountable for a car accident?

Knowing that the law allows a car accident victim to submit a car accident claim and obtain compensation for serious injuries whomever caused them is one thing. But taking the necessary steps in order to achieve this i.e. submitting the car accident claim and to get the most out of it is another. Since these don’t always turn out to be the simplest cases (and they rarely are) the best way to move forward is to get a skilled auto accident lawyer who will represent your best interests. A car accident attorney will know exactly what steps are necessary to prepare and submit your car accident claim in order to get the most for your compensation.

Investigation of your injuries and the accident

In order for you to recover the most amount of money possible, you need to know exactly how the accident happened, who is the party at fault and how much money will you need in order to compensate for your injuries. In order to find these out, a thorough and diligent investigation has to be performed, by someone who has previous experience with a car accident claim and knows exactly what he/she is doing.

There are many reasons why a car accident occurs. Unfortunately, the victims rarely realize all the potential causes of the car crash and how they can injure them. Sometimes, they can’t even remember that the accident happened. They only remember that someone did something unsafe in traffic, which caused the collision and their injuries.

However, it’s rarely the case that only ONE bad decision or careless action is to blame for the accident, and experienced lawyers know this. In the majority of cases, there’s always a series of circumstances or events that led to the crash. Some of them are clearly visible, while others aren’t. It’s up to the attorney to follow the flow of events and decisions that caused the accident, and to find out who is legally liable for causing the accident.

A typical car accident might include:

A driver of the car that was involved in the car accident – This can typically mean the driver who chose to text while driving, drive drunk or to driver too fast.

The employer of the driver (in case of a commercial vehicle) that was involved in the accident – sometimes the employer is legally liable for the action of his employees and in these cases, the employer can be accountable for the employee’s behavior on the road.

The manufacturer of the product which caused the accident – For example if the auto part make was selling defective products that eventually failed, causing the accident.

The engineer that designed and built the road that isn’t safe for the public – A good example of this are dangerous intersections that are too confusing so drivers can’t navigate safely.

Negotiations

Through a detailed investigation, the auto accident attorney will create leverage for holding the liable party (or parties) accountable.

The next phase of a car accident claim will be to demand compensation from those parties. The liable parties (along with their insurance) will hire their own attorneys and the two side will reach a negotiation stage where they will discuss if the liable party will compensate you for your injuries and damages, and how much.

Even though these negotiations are a part of the lawyer’s everyday routine, each negotiation is unique and there’s nothing “routine” about it. They often look like boxing matches, where both parties exchange punches and counterpunches, looking for an “opening” in the other side’s defense. The goal of the victim’s attorney is to land the winning punch, knock out the competition so that the other side has to pay out as much as possible.

Car accident victims often thing that they can handle these negotiations on their own, but this is false. You might understand the legal terminology (or some basics of it), however, that’s not enough. You need to understand the fine details in the law, know how to navigate the process and to anticipate the other side’s next move.

Dealing with insurance offers

Insurance companies will often try to bypass the car accident victim’s attorney, and approach the victim directly with a settlement offer. Victims want to take the money for various reasons, but that’s almost always, a bad idea.

One of the reasons why insurance companies do this (try to avoid your attorney) is that they believe that by settling things directly with the victim, they will pay out less money than the victim actually deserves. This way they take advantage of the victim and their lack of experience in car accident claims. A skilled and well-experienced lawyer will prevent this from happening.

If you were in a serious car accident that left you struggling emotionally, financially and physically, you might be eligible to recover a substantial amount of money as compensation from the at-fault party. Having an experienced lawyer at your side is always a good idea, because you will learn more about your rights and will have a solid strategy on how to move forward and claim the most money for your injuries. Contact Scheck Podolsky today and schedule a consultation.

How to get the most from a car accident claim

Many drivers and passengers do not have the good fortune of escaping traffic crashes with only minor scrapes and bruises. They are unexpectedly faced with life-altering health problems and enormous financial pressures they had not expected, and which, in many instances, they had nothing to do with.

Many drivers and passengers do not have the good fortune of escaping traffic crashes with only minor scrapes and bruises. They are unexpectedly faced with life-altering health problems and enormous financial pressures they had not expected, and which, in many instances, they had nothing to do with. You can hire a car accident lawyer who can assist you to get the right claim after an accident.

Coverage for No-Fault Accidents

Anyone who registers a car in Florida is required to have no-fault coverage. This insurance, as the name implies, includes personal injury insurance coverage for those involved in a car accident, regardless of who is at fault. Personal Injury Protection (PIP) coverage is the no-fault insurance coverage that Florida law allows drivers to have. Drivers are required by law to bring a minimum of $10,000 in personal injury protection (PIP) medical and disability insurance. You can ask your lawyer for the laws in Oklahoma.

Innocent unless proved guilty

When a person is involved in a car accident, PIP compensation is normally the first (or primary) source of income. It includes the driver, his or her living family, anybody driving the driver’s vehicle, passengers in the car (who do not have their own PIP coverage), and any people hit by the car. After being involved in a car accident, all of those individuals must use their PIP coverage first, before turning to any other insurance or other form of payment, to pay for medical treatment and injuries caused by the accident.

Long-Term Disability Insurance and Health Insurance

However, in this day and age with skyrocketing healthcare prices, $10,000 in PIP coverage doesn’t go very far. Hospital costs and missed time at work will easily exceed $10,000 for something other than a minor car accident injury. When PIP benefits expire, car accident victims will be able to use other insurance plans, such as life insurance or long-term disability insurance, to offset the expenses that PIP did not cover. Of course, not everyone has this coverage, and they don’t necessarily cover any of the expenses associated with a car accident.

Legally Liable Individuals and Entities (and Their Liability Insurance Coverage)

Anyone at fault for a car accident that causes serious injury and expenses that surpass the victim’s PIP coverage cap may claim damages from anyone at fault for the accident. The types of injuries that offer an accident victim the right to sue an at-fault party are described by Oklahoma law as follows:

A serious and irreversible loss of a vital bodily feature.

Permanent damage, rather than scarring or disfigurement, beyond a fair degree of medical possibility.

Serious scarring or disfigurement that is permanent.

Death by Mistake.

Getting the most money from an at-fault party as compensation for one of the types of injuries mentioned above normally necessitates the assistance of a knowledgeable and professional car accident injury lawyer.

How Victims of Auto Accidents Keep Others Financially Accountable

It’s one thing to know that under Florida law, a car accident survivor will seek compensation from the party who caused the accident for a serious injury. It’s one thing to take the steps required to gain the most money possible. In nearly all cases, hiring an experienced car accident lawyer is the easiest and smartest way to seek full compensation for a car accident injury. If you are staying in OKC, reach at Foshee and Yaffee for the legal aid.

**Disclaimer: The information on this page is not intended to be a doctor’s advice, nor does it create any form of patient-doctor relationship.

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The legal process of filing a personal injury claim is stressful and tedious, which can be a lot for an individual that has just been in an accident to handle. Unfortunately, car accidents are common due to a plethora of reasons, ranging from careless drivers and unsafe roads to car malfunctions and bad weather conditions. This can result in severe injuries and other detrimental effects, which makes it almost impossible to deal with the insurers and liable entities alone.

How to get the most from a car accident claim

Read on to learn why you should hire a lawyer to get the most money from your car accident claim.

They Determine the Value of Your Claim

If you suffer an injury from a car accident claim, the accumulated costs of medical bills are going to take a toll. In most cases, your personal injury protection insurance cannot cover all your expenses and you can’t return to work just yet, so you have no salary to depend on. For this reason, you’ll most likely want to file a claim against all the entities responsible for your predicament, which will deal with verdicts and settlements. This is where a lawyer can come in handy and determine the value of your claim by assessing the costs of the damage.

To Prove the At-Fault Party is Liable

As a lawyer assesses the damage, they are determined to prove which parties are liable for the injuries you incurred. They will thoroughly review your case to find out what are the outside influences that caused your car accident. Examining every aspect of the incident from the condition of the vehicles involved, road safety, and drivers’ state while driving, lawyers make sure they find out who must be held accountable by collecting all evidence pertaining to the day of the accident. Even if the police report states otherwise, a lawyer is determined to get an accurate report of the night to build a strong case proving the at-fault party is responsible.

To Evaluate the Insurance Company’s Settlement Offer

Your lawyer will seek the highest amount of compensation possible to ensure you get justice for your suffering. Insurance companies will want to reach a quick settlement after an accident to get you off their case; usually, the amount they offer barely covers the damage and expenses. To ensure that the insurance company doesn’t undermine your injuries and medical costs, a lawyer will hold them financially liable. The Colorado-based personal injury lawyers at https://www.sawayalaw.com/locations/colorado-springs/ explain that a trusted lawyer will be dedicated to fighting for your rights and getting maximum compensation. A local, skilled lawyer will have plenty of experience dealing with these types of cases and insurers, and they will have a good understanding of the state’s laws to ensure your case is well prepared.

They Keep Track of Your Expenses and Medical Bills

When it comes to car accident claims, the primary goal is to ensure you get compensated for all the medical attention you have received and provide you with sufficient funds since you currently can’t earn a living. If you have suffered severe injuries or post-traumatic stress (PTSD) following your accident, it will be very difficult for you to keep track of your expenses to determine the appropriate compensation amount. You should be spending your time in recovery; therefore, hiring a Kansas City car accident attorney will reduce a lot of the stress after the fact. Lawyers keep track of your medical bills and overall expenses when filing a claim to get sufficient compensation.

To Hold All Entities Responsible

Lawyers not only keep track of everything from expenses to all the evidence they have gathered, but they also ensure every detail pertaining to your car accident is recorded and documented. With all the evidence, they identify all the entities that contributed to your accident. Then, they proceed to file a claim against all those responsible to provide you with fair compensation that serves you well. By understanding how many parties are at fault and proving their negligence or carelessness, your lawyer can increase the amount of compensation you receive.

They Know How to Effectively Negotiate

It can take some time for you to receive compensation. Insurance companies or the liable entity may try to drag out the process all while your bills are growing exponentially higher. A lawyer will do their best to speed up the process and help you get your finances in order during this period. With their effective negotiation skills, a lawyer will not settle until you get a substantial settlement offer that benefits you, even if you must take your case to court.

How to get the most from a car accident claim

As you can see from this list, hiring the right lawyer is paramount for your case. If you have been in an auto accident, the most important step to take is to consult a lawyer and seek medical attention right away. A trusted lawyer will lead you every step of the way as explained above, and ensure you get the best settlement offer for the injuries and damages incurred.

Table of Contents

How to Start Your Car Insurance Claims

To get the highest auto accident settlement after a collision, you will need to understand a few fundamentals in how car accident claims work.

In this section, we will help you understand:

  • The key actions you need to take after your car accident
  • Which steps you should take to maximize your insurance claim
  • Overview of the accident claims process with major insurance providers
  • Which mistakes you should avoid when dealing with the insurance companies

We’ve broken down these topics into the following sections:

Who is at Fault After a Car Accident?

One of the first questions an insurance company is going to ask after a car accident is “ Who was at fault?” Figuring out the answer to this question plays a critical role in determining how much your auto accident settlement is worth.

You can suffer serious personal injuries and may legitimately be in severe pain and sufferingbut if you’re at fault, (or your unable to show the other party was primarily responsible) chances are your final settlement amount will be significantly lower.

To help you more clearly understand on determining fault in an accident read:

You can then also read our guide on 10 Ways to Win Your Car Accident Claim

Once you understand the basic of determining fault you might want to know…

Most Common Car Accident Scenarios

Although each accident is unique, when it comes to the question of “who is at fault?”, there are some common elements for each type of accident.

Below we’ve identified the most frequent types of car accidents and which steps you should take after. You can read the one that applies to your specific situation:

What to Do At The Car Accident Scene

The best way to get money from your auto accident settlement is to make your insurance claims start the right way. The first step is gathering important information from the crash scene scene.

Most people don’t understand how important it is to pay attention at the auto crash scene. The reason for this is because you don’t know how your actions now, will affect your settlement months later.

Do you think that just because the collision wasn’t your fault, everything will be taken care of ? That the insurance companies will gladly pay you for all your damages? Wrong.

It is up to you to make sure you get money from your auto settlement. There are several things you can do that will help increase you claims.

Car Accident Scene – Which Steps Help Me Increase My Settlement?
Learn which information you need to gather at the scene, that can increase compensation for your auto damages, personal injuries and medical bills.

Having witnesses at your crash scene can help corroborate your version of how the collision happened. This is useful because the less blame you get for the crash, the more money you can get from your auto accident settlement.

Having good notes and pictures of crash scene can be incredibly useful. Every bit of info you can gather at the scene of your crash, can help when you’re negotiating your auto accident settlement with the insurance companies.

Finally, if police arrived at your crash scene, then they filed a n accident report. Having a police report can be extremely useful because it contains important information you can use to increase your settlement.

You should also take a look at this sample car accident report to see how useful a traffic report can be.

Car Accident Insurance Claims Process

You can read about the claims process for specific insurance companies:

How to Protect Yourself From the Insurance Companies

Getting the most money from your auto insurance settlements is not an easy task. This is because people make a lot of mistakes when they start their settlements.

For example, a lot of people share way too much about their injuries and auto damages, when they call the insurance companies. You think you are protecting yourself by being open and cooperative with the insurance company. In reality you are just hurting your chances of getting a fair settlement amount.

Simple mistakes then end up significantly lowering your auto insurance settlement without you even realizing it.

The best way to get more money from your auto insurance claims is to start your settlement the right way.

When you are talking with the insurance companies, it helps if you are prepared to answer their questions. This helps you stay focused on what is the most relevant information you need to have with you.

But you should be be careful when you speak with the insurance companies. At the beginning of your settlement, the insurance company will ask you several questions designed to lower you claim.

Bottom Line

The main things you should focus on when starting your auto accident settlement, is to be alert at the car accident scene and watch how you speak with the insurance companies.

After you have informed the insurance companies of your collision, you can then focus on organizing all the information you have collected from your auto crash.

Following these basic guidelines can really increase the amount of money you get from your car accident claims.

Want to know How Much Your Injury Claim is Worth? Get a free settlement estimate right now.

Table of Contents

How to Start Your Car Insurance Claims

To get the highest auto accident settlement after a collision, you will need to understand a few fundamentals in how car accident claims work.

In this section, we will help you understand:

  • The key actions you need to take after your car accident
  • Which steps you should take to maximize your insurance claim
  • Overview of the accident claims process with major insurance providers
  • Which mistakes you should avoid when dealing with the insurance companies

We’ve broken down these topics into the following sections:

Who is at Fault After a Car Accident?

One of the first questions an insurance company is going to ask after a car accident is “ Who was at fault?” Figuring out the answer to this question plays a critical role in determining how much your auto accident settlement is worth.

You can suffer serious personal injuries and may legitimately be in severe pain and sufferingbut if you’re at fault, (or your unable to show the other party was primarily responsible) chances are your final settlement amount will be significantly lower.

To help you more clearly understand on determining fault in an accident read:

You can then also read our guide on 10 Ways to Win Your Car Accident Claim

Once you understand the basic of determining fault you might want to know…

Most Common Car Accident Scenarios

Although each accident is unique, when it comes to the question of “who is at fault?”, there are some common elements for each type of accident.

Below we’ve identified the most frequent types of car accidents and which steps you should take after. You can read the one that applies to your specific situation:

What to Do At The Car Accident Scene

The best way to get money from your auto accident settlement is to make your insurance claims start the right way. The first step is gathering important information from the crash scene scene.

Most people don’t understand how important it is to pay attention at the auto crash scene. The reason for this is because you don’t know how your actions now, will affect your settlement months later.

Do you think that just because the collision wasn’t your fault, everything will be taken care of ? That the insurance companies will gladly pay you for all your damages? Wrong.

It is up to you to make sure you get money from your auto settlement. There are several things you can do that will help increase you claims.

Car Accident Scene – Which Steps Help Me Increase My Settlement?
Learn which information you need to gather at the scene, that can increase compensation for your auto damages, personal injuries and medical bills.

Having witnesses at your crash scene can help corroborate your version of how the collision happened. This is useful because the less blame you get for the crash, the more money you can get from your auto accident settlement.

Having good notes and pictures of crash scene can be incredibly useful. Every bit of info you can gather at the scene of your crash, can help when you’re negotiating your auto accident settlement with the insurance companies.

Finally, if police arrived at your crash scene, then they filed a n accident report. Having a police report can be extremely useful because it contains important information you can use to increase your settlement.

You should also take a look at this sample car accident report to see how useful a traffic report can be.

Car Accident Insurance Claims Process

You can read about the claims process for specific insurance companies:

How to Protect Yourself From the Insurance Companies

Getting the most money from your auto insurance settlements is not an easy task. This is because people make a lot of mistakes when they start their settlements.

For example, a lot of people share way too much about their injuries and auto damages, when they call the insurance companies. You think you are protecting yourself by being open and cooperative with the insurance company. In reality you are just hurting your chances of getting a fair settlement amount.

Simple mistakes then end up significantly lowering your auto insurance settlement without you even realizing it.

The best way to get more money from your auto insurance claims is to start your settlement the right way.

When you are talking with the insurance companies, it helps if you are prepared to answer their questions. This helps you stay focused on what is the most relevant information you need to have with you.

But you should be be careful when you speak with the insurance companies. At the beginning of your settlement, the insurance company will ask you several questions designed to lower you claim.

Bottom Line

The main things you should focus on when starting your auto accident settlement, is to be alert at the car accident scene and watch how you speak with the insurance companies.

After you have informed the insurance companies of your collision, you can then focus on organizing all the information you have collected from your auto crash.

Following these basic guidelines can really increase the amount of money you get from your car accident claims.

Want to know How Much Your Injury Claim is Worth? Get a free settlement estimate right now.