How to report a hit and run

Don’t forget to get their contact information in case the police or your insurer needs to follow up. If possible, gather the following:

  • Licence plate number
  • The other vehicle’s make, model and colour
  • Description of the other driver
  • Direction the other vehicle was headed
  • Location, time and cause of the accident
  • Photos of the damage to your vehicle, especially if the other car’s paint is visible where the impact took place
  • Photos of the accident scene
  • Description of damage to the other vehicle

3. Report the accident to the police or a collision reporting centre (CRC) within 24 hours.

Your report helps the police apprehend the guilty party. Give them all the information you’ve gathered, as well as the names and numbers of any witnesses.

4. Notify your auto insurance company.

If you want to file a not-at-fault insurance claim, note that most insurance companies require that any hit-and-run damage be reported to the police within 24 hours for the claim to be considered a hit-and-run.

What not to do

1. Don’t follow a driver who flees the scene.

Not only is it unsafe, but you might miss getting eyewitness accounts. Instead, call the police and provide any identifying information to them.

2. Don’t wait to call the police or your auto insurance company.

The official accident report will help police look for the missing driver and will be useful when you file your accident claim.

How does a hit-and-run affect your auto insurance premium?

A hit-and-run accident claim is paid out under the Collision coverage of your auto insurance policy. You may be able to avoid this cost if you have a $0 deductible coverage included on your policy. Note that hit-and-run accidents are typically the only accident in which you are not at fault for which you will be required to pay your collision deductible.

However, if the driver who hit your car can be identified, the loss may be paid out under the Direct compensation property damage coverage of your policy which is normally not subject to a deductible. For this reason, it’s always best to speak to any potential witnesses.

All’s well that ends well

The good news? A hit-and-run claim does not count against you as a chargeable claim. If you are a victim of a hit-and-run and are insured with The Personal, it’s easy to file your hit-and-run claim online or by phone if you prefer to speak with an agent.

How to report a hit and run

Being involved in a car crash can be stressful, especially if the other person involved flees the scene.

Unfortunately, this happens more than you might realize. There’s a hit-and-run accident every minute in the U.S., according to the AAA Foundation for Traffic Safety.

If you’re involved in a hit-and-run, the safety of everyone involved is the top priority. But it’s important to keep calm and document everything you can. This will save you time and stress later on, especially when you make a police report.

Pro Tip

Make sure everyone is safe, then call 911. Don’t leave the scene of the accident before the police arrive.

We asked law enforcement and insurance experts how to best handle a hit-and-run incident and how it can affect your car insurance.

What is a Hit-and-Run

A hit-and-run is when at least one person involved in a collision leaves without offering aid, sufficient information to the other driver, or fails to report the crash to the authorities. This could be with a pedestrian, car, or object.

In most states, the act of leaving the scene, whether your at-fault or not, is against the law. And depending on the circumstances could be a misdemeanor or even a felony.

If the other driver cannot be identified, you’ll likely have to pay for expenses resulting from the crash. If you have full coverage auto insurance or uninsured motorist coverage, then the damages to you and your property may be covered by your policy.

To properly cover yourself, speak to your insurance provider. “They will guide you in the right direction regarding the limits you should carry on your policy so that you are properly protecting yourself from hit-and-run drivers,” says Joelle Ferraiuolo, risk solutions advocate for Insurance Marketing Agencies, an insurance agency in New England.

What You Should Do After a Hit-and-Run

After you’ve been involved in a hit-and-run accident, there are certain steps you should take as quickly as you can. In these situations, every moment counts.

Make sure you’re safe

First, check for injuries on yourself and any other passengers. If someone is injured, call 911 before doing anything else. Law enforcement can help with medical assistance.

“There’s stress when being involved in a crash. You know, there’s shock. So that’s one of the reasons why if you’re injured in any way to call 911, so our dispatchers can call an ambulance and make sure you’re safe,” says Dusty Francisco, public information officer for New Mexico State Police.

“Make sure the safety of you and other occupants in the vehicle comes first,” says Francisco. If your car is in a dangerous location after the crash, move out of harm’s way once it’s safe, he says. Check to see if you’re clear of other traffic, then move your car to a safer location where you won’t be in danger of another collision.

Gather information

Once you’re safe, write down as much information as you can on the other car and driver.

“Gather as much information as possible at the time of the crash — vehicle make and model, color of the vehicle, license plate number, maybe who was driving the vehicle, [and] direction of travel,” says Derek Senegal, public information officer for Louisiana State Police.

Written documentation is important, so you don’t have to rely on memory alone. Pictures can also be helpful.

If there is a witness nearby, ask if they’d be willing to give a statement to the police and take their contact information, Senegal says. “If you’re in a major thoroughfare — of course there are going to be more people around — look for a witness if you can,” continued Senegal.

Call the police

Call 911 as soon as you can. If someone is injured, you should call before doing anything else. But even if nobody was hurt, it’s important to call the police sooner rather than later.

“Don’t wait for a couple hours — just call us so we can get out there,” says Senegal. Police departments get calls after a hit-and-run crash hours after the incident took place, says Senegal. “We can’t do too much for you at that time. We need to make sure we get out there immediately, so we can get everything going for you,” he continued.

After the officer on the scene makes a report of the accident, you should ask for a copy. Your insurance company may require a police report as part of your claim.

Contact your auto insurer

Once the police finish their report, and you’re able to leave the scene, contact your insurer and file a claim. The sooner you call, the better your memory of the incident will be. Try to file a claim the same day as the accident if you can.

“You should do it as soon as the police report has been filed. You typically have within 30 days to file a claim,” says Ferraiuolo.

If you need a tow, this is a good time to contact your roadside assistance provider, if you have it.

Insurance Implications After a Hit-and-Run

Your insurance policy might pick up the tab after a hit-and-run if you have the right coverage. But the coverage available to you varies by state, and how your policy handles a hit-and-run varies by insurer.

In most states, drivers are required to have liability insurance to cover damages that they cause to other people. However, if the at-fault driver flees the scene or is uninsured, you may be on the hook to pay for the damages to your own car.

Having collision coverage and medical payments coverage can help you greatly in this situation. Collision coverage pays for damage to your car, and medical payments coverage pays for your hospital bills after an accident.

Lack of insurance is one reason why a driver might flee the scene of an accident. If you have uninsured motorist property damage coverage, your own insurance company might cover your repair costs if the at-fault driver is uninsured or you don’t know who to file a claim against, such as with a hit-and-run. In a similar vein, uninsured motorist bodily injury coverage can cover your medical expenses.

If you’re not sure how your policy will handle a hit-and-run, check with your insurance providers.

How to report a hit and run

Have you found yourself seriously injured as a result of a driver’s negligence? When it comes to how early you should report a hit and run to the police, time is of the essence.

In Texas, the statute of limitations gives you 2-years to report a hit and run accident as a crime to the police. However, if you don’t report the accident within 24-hours, you may lose the ability to file an insurance claim, and evidence and witnesses will disappear, weakening the investigation.

The Importance of Filing a Police Report

First, the police report will prove the date and time of the accident. This is important because hit and run drivers often claim they were somewhere else at the time of the accident. Without the police report to substantiate the time of the accident, it will become your word against the drivers.

Further, the police report is necessary to make an uninsured motorist claim. If the driver is uninsured or never identified and found, you may have the ability to make an uninsured motorist claim through your own insurance company.

However, they’re going to insist that you have a police report, or they won’t even consider your claim.

Finally, if you decide to file a civil suit against the driver, a police report will be necessary. When police are called to the scene of a hit and run within 24-hours, they’re able to perform a thorough investigation, speak to witnesses, search for clues, and gain access to any security cameras in the area.

Sometimes it’s the police investigation, itself, that provides the most solid evidence of fault.

Getting the Help, Guidance, and Treatment you Need

If you’re rushed to the hospital from the scene of the accident and are unable to speak to the police on the scene, you have other options.

  • Call the police from the hospital and they will come to you to take a statement.
  • If you’re released from the hospital within 24-hours, you can go directly to the local precinct and report the accident in person.

Once you’ve reported the accident to the police, you should seek legal advice right away. Call us at the Felix Gonzalez Law Firm today. We’ll help you walk through several legal options in cohesion with your hit and run report.

How to report a hit and run

You don’t expect to get into a car accident. And you certainly don’t expect the other vehicle to drive off without even stopping to see if you’re okay. However, this scenario may be more common than you realize, especially in Atlanta.

Although hit and runs are not as frequent as other types of accidents, they are more common in Georgia than in almost every other state. In 2016, there were 72 hit and runs in Georgia involving at least one fatality.

When the other driver leaves, the way you report the accident is different than it would be in a crash where all parties are known. Were you in a collision and watched as the other driver fled the scene? Keep reading to learn how to report a hit and run.

What Is a Hit and Run?

A hit and run involves striking a vehicle, another type of property, a cyclist, or a person and then leaving the scene.

It is your duty as a driver to stop and provide your contact and insurance details to the other party whenever you hit anything or anyone.

You must stop even if you don’t know who owns the property or if you think there’s little-to-no damage.

For a free legal consultation, call (404) 888-8888

What to Do in a Hit and Run Accident

When a driver doesn’t stop and there was minimal damage or injuries, the police can charge them with a misdemeanor. Where another person is severely injured or killed, then a hit-and-run incident becomes a felony.

If you’re involved in this type of accident, follow these steps:

1. Stay Where You Are

Just because the driver left doesn’t mean you should too.

You need to stay on the scene, call the police, and continue on just as you would if the other car stayed on the scene.

2. Call the Police

While you don’t always need to call the police when there’s little damage, fleeing the scene of an accident is a crime.

The police report will be essential both for finding the car that fled and for your insurance process. Failing to call the police could even lead to a denied insurance claim. You don’t want to be stuck with the cost of the damage.

3. Write Down Details While You Wait

If you can, write down the other vehicle’s make, model, and color. Do it right away so you don’t forget. If you remember any of the license plate numbers, keep a note of this, too. It will make it much easier to find the car later, especially if there are no traffic cameras near the scene.

Other things to include:

  • The location of the accident
  • The direction in which the other vehicle traveled
  • Time of the accident
  • Approximately damage to the other vehicle

Write all this down as you wait for the police. You are required to call the police if the other driver fled after causing the accident.

4. How to Report a Hit and Run to Your Insurance Company

With the police report in your hand, you’re ready to file a claim with your insurance company.

Unfortunately, uninsured motorist property damage coverage or collision coverage don’t usually cover hit-and-run incidents in Georgia. If your insurance company denies your claim, then your best hope is the police’s ability to find the person who fled the scene.

5. Hire a Lawyer

If the police find the driver, then you can hire a hit and run accident lawyer to pursue a civil case against them so they can pay for the damages.

Damages Available to You After a Hit and Run

In a civil case, you are allowed to ask for the driver to cover costs like your medical bills and lost income. You can also ask for pain and suffering damages if you are injured. Because a hit and run is a criminal offense (a misdemeanor, in most cases), you can sue the driver for punitive damages.

Why You Can Pursue Punitive Damages in a Hit and Run Claim

Even when an accident is purely accidental, the decision to leave the scene is a crime. It’s also a deliberate decision, even if it was made in a second. The punitive damages reflect their decision not to follow the law.

The punitive damages available to you can increase even more if the driver appeared to be overtly drunk (i.e., if the accident was preventable, they got out of the car and staggered, or if they swerved as they drove away).

These damages differ from pain and suffering because they explicitly punish the driver.

If you intend to file a personal injury suit, you need to do so quickly. The statute of limitations on a hit-and-run is only two years. As time passes, the case becomes more difficult to manage.

What if I Don’t Want to Pursue a Personal Injury Lawsuit?

Even if you don’t have a case, or don’t intend to sue, you can still benefit from a lawyer’s help.

Filing a claim with your insurance company is difficult enough. However, in a hit-and-run, you must seek compensation from your own insurance company first. They sell you the policy with the hope that they won’t have to compensate you at some point.

Your insurance company may try to fight you, and the likelihood that they will deny your claim grows when you have little evidence, such as if you weren’t present when someone hit your car.

Is a Hit and Run Considered an At-Fault Accident?

Hit and run accident insurance claims can be tricky.

If you have uninsured motorist insurance coverage, you can be listed as not-at-fault in a hit and run accident. If you don’t have this type of coverage and your collision insurance ends up covering the damages, you could be listed as at-fault in the accident. If you can afford uninsured motorist coverage, it is always a smart idea to carry it.

Were You Involved in a Hit and Run?

If you, your car, or another type of property were involved in a hit and run, then you have a long road ahead of you. These accidents are far more complicated than a typical collision because the other driver makes the conscious decision to flee the scene.

Whether you intend to file a loss with your insurer or sue the driver (when found), you could benefit from the advice of an Atlanta car accident lawyer.

Being involved in a car accident is undoubtedly a stressful experience, and this stress can easily be exacerbated when you are unable to identify the vehicle and driver that caused the accident. Due to the vulnerable nature of hit and run victims, there are now schemes in place to ensure that these victims are still able to receive compensation for the injuries and damages caused by the hit and run accident, despite not knowing any details about the vehicle or driver that caused it. If you have been in such a situation, read on to find out more about what to do if you have been involved in a hit and run accident.

What Is A Hit And Run Accident?

A hit and run accident occurs when a car has been hit by another vehicle, who subsequently flees the scene of the accident. In the event of an accident, drivers are obligated to stop, offer assistance to the other parties, and exchange licence and insurance details – all of which does not occur in a hit and run accident.

Why Do Hit And Run Accidents Commonly Occur?

Hit and run accidents most commonly occur because of those who are driving under the influence of alcohol or drugs, unlicensed driving, or drivers who fear of the legal and monetary consequences of the accident they have caused.

What to do if you are the victim of a hit and run accident

Being involved in a hit and run incident can be traumatic, especially since you are left alone to deal with the aftermath of the accident. Take the time to calm yourself down and assess whether you have any injuries that need medical attention. Take note of all details at the scene of the hit and run and take down the contact details of any witnesses.

Report the accident to the police immediately. The sooner you do so, the more accurate your memory will be in describing the defendant. If you do remember the details of the car that hit you, you need to tell the police immediately, especially if you know their registration number.

What Should I Do If I Know The Details Of The Vehicle That Hit Me?

If you were able to obtain the registration number of the vehicle that hit you, you should contact the State Insurance Regulatory Authority who can use this registration number to track down further details of the vehicle, including the driver’s name and their Compulsory Third Party (CTP) insurer.

If the State Insurance Regulatory Authority is successful in obtaining these details, you will be able to submit a car compensation claim directly to their CTP insurer for your injuries and damages, as the CTP scheme covers any drivers, passengers or pedestrians injured in a car accident.

What if the liable driver cannot be identified?

Fortunately, in most cases, there are enough witnesses and evidence for police to identify a hit and run driver. However, this is not always the case. Some hit and run victims do not have enough information to track down the driver which makes the process of making a personal injury claim much more difficult.

Hit and run victims still have the right to claim for personal injuries even if the identity of the liable driver is unknown. Claiming a hit and run is called a “Nominal Defendant claim” which is funded through a separate body which acts as a Compulsory Third Party (CTP) Insurer to ensure that hit and run victims are still able to claim compensation for their injuries.

A Nominal Defendant claim is made directly to the State Insurance Regulatory Authority, who will then allocate you a CTP insurer who will manage your claim and pay you compensation if your claim is successful. This claim should be made within 6 months from the date of the hit and run accident.

Am I Still Able To Make A Car Accident Claim If I Don’t Know Who Hit Me?

Victims of a hit and run accident will still be eligible to make a certain type of car accident claim, called a “Nominal Defendant claim”. In New South Wales, CTP insurers are a part of, and contribute to, the Nominal Defendant fund whose purpose is to ensure that victims of hit and run accidents have access to adequate compensation.

A Nominal Defendant claim is made directly to the State Insurance Regulatory Authority, who will then allocate you a CTP insurer who will manage your claim and pay you compensation if your claim is successful. This claim should be made within 6 months from the date of the hit and run accident.

What Do I Need To Do To Make A Nominal Defendant Claim?

To qualify for a Nominal Defendant claim, it must be established that the unidentified vehicle caused the accident. The victim of the hit and run accident, or their legal representative, must also undertake “due search and enquiry”, which essentially means they must have taken reasonable steps to identify the vehicle that caused the hit and run accident. Some reasonable steps may include:

  • Speaking to people in the area that may have been witnesses to the hit and run accident
  • Searching for any surveillance cameras in the area that might have captured the hit and run accident
  • Consulting and liaising with the police
  • Putting up public notices about the hit and run accident, which asks for witnesses to come forward

However, what is considered as reasonable steps may vary from case to case.

What Can I Receive Compensation For?

If your Nominal Defendant claim is successful, you can receive compensation for:

  • Medical, rehabilitation and hospital expenses (including any potential future expenses)
  • Loss of earnings or earning capacity (including any potential future loss of earning capacity)
  • Replacement or repair of damaged property
  • Home modification and attendant care expenses
  • Pain, suffering and loss of enjoyment of life (if you have suffered a whole person impairment over the 10% threshold)

How long will it take to receive my compensation?

A Nominal Defendant claim can take up to 18 months from when the claim was first received to reach a settlement. A good personal injury lawyer should be able to give you a rough idea of how your claim is progressing and when you can expect to receive your compensation.

If you have recently been the victim of a hit and run incident and would like to maximise your personal injury claim, contact Schreuders for a free consultation today.

For more information about a motor vehicle personal injury claim, contact Schreuders today.

Who pays in a hit and run accident?

Hit and run accident compensation is paid out by the third party insurer of the at-fault vehicle. This means that regardless of the driver’s financial situation, you will be able to claim what you are owed.

Note: while third party insurance is mandatory for all Australian vehicles, insurers profit by avoiding or minimising payouts wherever possible. This is yet another reason to hire a specialist MVA lawyer who can fight on your behalf if the insurer disputes or delays your claim.

What is the hit and run compensation amount?

Like other motor vehicle accident claims, hit and run compensation amounts vary widely depending on the severity of your injuries and the amount of income you have lost as a result of those injuries.

Schreuders seeks the maximum amount of compensation possible for all claims. If you are uncertain about how much you’re owed, contact Schreuders to ensure you don’t miss out on the full extent of your entitlements.

For more information about a motor vehicle personal injury claim, contact Schreuders today.

Being in a hit and run accident is one of the worst things for drivers. Whether you are in the car whilst the accident occurs, or you return to your parked car to find it’s been damaged, not having the at-fault driver in front of you can make the process harder. If you’ve been in a hit and run or are wondering what to do if you ever are, these four steps are essential.

Please note: In this article, we are referring to a hit and run as a car-on-car incident. If you have been hit by a car as a pedestrian, you should call the emergency services immediately.

1. Call the emergency services

The first stage after a hit and run incident should be to call the emergency services. You should call the police in order to report the incident, and also the ambulance service if you or anyone else at the scene is injured.

Paul Lewis, Partner and Head of Accident Management for and on behalf of George Ide LLP says: “Make sure you call the police, even if the accident seems minor at the time.” It can be tempting if it was a small bump or scratch to not call the police, however, it is wise to always make sure the accident has been recorded. It may happen again, it may have caused deeper damage than you thought or the driver at fault may have caused more accidents in the same time frame; you never know.

In order to claim on your insurance, you’ll likely need a crime number and incident report, which you’ll only get if you contact the police. If you don’t call the police right away but do still need this information, you have up to 14 days to get in contact and report the incident.

How to report a hit and run

2. Record the incident however you are able

Once you have contacted the emergency services you should personally try and record the incident however you are able and however it is safe to do so. This can mean taking images of your car, any debris leftover or any injuries you may have. Writing down contact information for anyone who may have witnessed the accident and taking notes of factors like the time of day, weather and exact location.

If the incident happened in a residential area, look around as many houses now have some form of surveillance equipment, from security cameras to video doorbells. You may be able to find footage of the incident that can help you find the culprit.

Paul Lewis says: “Capture as much information at the scene of the collision as you can and write it down. This includes information about the other vehicle and, if possible, a description of the driver. Get details of any witnesses who might have seen the collision or the vehicle driving away.”

3. Make sure that you have not been injured

Even if you feel completely fine, if you were in or even near the vehicle whilst the incident took place you should arrange to see a doctor to be checked over. Sometimes, injuries from car accidents can take some time to show themselves, and especially if you were in the car at the time, you may not realise you are injured due to shock.

The chances are, when the emergency services arrive on the scene, they will ensure your health and they may offer to take you to hospital for a check-up. Even if you don’t feel any pain now, it doesn’t mean you won’t later and so you should make sure you get a once over.

How to report a hit and run

4. Contact your insurance company

Once you have recorded your incident with the police, have taken down the images and details you need and ensured you are not injured, it’s time to contact your insurance company.

It will depend on your cover level as to what protection you get in this circumstance, and it will also depend on other factors, one of the main being if the driver at fault is located. You may also find that, even though you are not at fault, your No Claims Discount is affected on your annual policy if you report a hit and run. It is wise to familiarise yourself with how your policy treats different accidents when you take it out, so if you do end up in this situation you know what will happen.

One of the great things about our cheap temporary car insurance policies is that your annual insurance will not be affected. So, if you are caught up in a hit and run you can have peace of mind that your No Claims Discount won’t be affected when you claim.

What to do if you are the victim of a hit and run?

    1. call the emergency services
    2. record the incident however you are able
    3. make sure that you have not been injured
    4. contact your insurance company

    Being in a hit and run is never a nice experience, but with these four steps, you’ll be able to take control of the situation quickly and efficiently. If you ever need to drive someone else’s car, even for a short trip, or someone needs to borrow yours, making sure you have comprehensive cover that won’t affect your No Claim’s Discount can be a great relief in an accident, so check out our temp insurance options today.

    Depending on the information provided to the dispatcher, you may be directed to the nearest police station to complete a report.

    If the accident includes property damage, exchange the following information with the other driver:

    • name
    • address
    • insurance information
    • driver’s license number
    • date of birth
    • phone number
    • owner of the vehicle
    • owner’s address
    • vehicle year
    • vehicle make and model
    • vehicle license number and state.

    Also, note the date, time and location of the accident. Notify your insurance company of the accident.

    The California DMV provides a printable pamphlet you can keep in your car to help you know what to do if you’re in a traffic collision.

    Hit and Run Collisions

    The San Diego Police Department offers online reporting for Hit and Run collisions where there are no injuries, no suspect information, and no leads, and the report is only needed for insurance purposes.

    If you need to provide further information for a hit and run collision you’ve already reported, call 858-495-7842. Please have your case number ready to provide.

    Parking or Traffic Citations

    Towed Vehicles

    Learn more about how to report or retrieve Abandoned & Towed Vehicles.

    Traffic Concern?

    You can report traffic-related problems in your neighborhood using the online Citizen Traffic Concern Form. The form asks for information about the location and nature of the problem, when it occurs and whether you’d like to be contacted directly. Once submitted, the request will be forwarded to SDPD’s Traffic Division for follow-up.

    How to report a hit and run

    Being in a car accident is a traumatic event; however, when the at-fault driver flees the scene of the accident, it can also complicate your vehicle accident claim. Maryland law states that all drivers involved in a car accident must stop; however, this is not always the case. Some drivers ignore this law and flee the scene of the accident as in the two recent accidents below:

    • Deadly hit-and-run in District Heights, MD – A man was struck by a van and killed in a hit-and-run accident while crossing Pennsylvania Avenue in District Heights, MD. The driver of the vehicle did not stop at the accident scene.
    • Hit-and-run leaves man in critical condition – Another man was critically injured in a hit-and-run accident in Baltimore, MD. The driver fled the scene after striking the man in the 800 block of Woodbourne Avenue.

    Why Do People Leave the Scene of a Car Accident?

    There are many reasons why a driver would leave the scene of an accident including failing to have a valid driver’s license, failing to have insurance, running from an outstanding warrant, and not realizing there has been a collision. Regardless of the reason, it is against the law for a driver to leave the scene of an accident and the driver will face criminal charges for that action.

    However, in addition to criminal charges, a driver who leaves the scene of an accident also faces a potential civil lawsuit by the injured victims from the accident. Unfortunately, if law enforcement is unable to identify the hit-and-run driver, you will not have a person so sue. Can you still receive compensation for a hit-and-run accident?

    Steps to Take Following a Hit-and-Run Accident in Maryland

    You may be eligible to receive compensation from your uninsured motorist coverage under Maryland’s insurance laws; however, you still need to take some basic steps that you would take following any accident to ensure that you protect your right to a full recovery.

    • Medical Attention – If you are injured, call for emergency medical assistance. If you do not require emergency medical treatment, see your doctor as soon as possible to diagnose any injuries caused by the car accident. You must keep copies of all records and information to provide to your attorney.
    • Contact the Police – Call the Maryland police to report the hit-and-run and request an officer to investigate the accident. Provide as much information regarding the accident and the other vehicle as possible and request a copy of the police report.
    • Eyewitness Information – Obtain the name and contact information for any eyewitnesses to the accident. This could be very important in your case as well as in the criminal investigation.
    • Photograph the Accident Scene – If possible, take pictures of the accident scene including your vehicle, or ask someone to take pictures for you.
    • Report the Accident to Your Insurance Company – Report the hit-and-run car accident to your insurance company and request confirmation of your current insurance coverage. DO NOT provide a written or recorded statement to your insurance company at this time and DO NOT discuss the details of the accident with your insurance company until you have spoken with our office.
    • Contact DuBoff & Associates, Chartered Immediately – Contact our office to schedule a free car accident consultation. We can discuss your options for receiving compensation for your injuries.

    DuBoff & Associates, Chartered: The Law Firm That Cares

    The car accident attorneys of DuBoff & Associates, Chartered care about your recovery. We want to take away the stress of dealing with insurance companies, medical providers, and others so you can focus on getting better. Do not be fooled into thinking that you will be treated fairly because you are dealing with your own insurance company. You need someone who will have your best interest at heart no matter what.

    Call our office 24/7 to speak directly with an attorney. We are here for you when you need us.

    Under Section 605 of the NY State Vehicle and Traffic Law, all drivers involved in an accident where:

    • a person is injured or killed, or
    • there is damage to the property of one individual (including yourself) in excess of more than $1,000,

    must file their own accident report within 10 days from the date of accident or DMV may suspend your driver’s license until your report is received. To meet the filing requirements, you must fill out and file the Report of Motor Vehicle Accident (PDF) (MV-104). In addition,

    • if the accident caused property damage only, you must exchange information about your driver license, insurance, and registration with the involved drivers and file the MV-104.
    • if a person is injured or killed, you are required by the NY State Vehicle and Traffic Law to immediately notify the police and file the MV-104.
    • if a parked vehicle or other property is damaged, or if a domestic animal is injured, you must locate the owner or contact the police.
    • it is a crime to leave the scene of an accident that causes personal injury or death.

    The accident appears on the records of all the involved drivers. An accident listed on your driver record does not indicate that you were at fault. The DMV does not try to determine fault in an accident.

    How to get a copy of your report

    • Call or visit the local police agency or precinct where the accident occurred. Ask the agency if your report is available and what the fee is.

    The DMV Accident Re-examination Program

    The DMV has an Accident Re-examination program that identifies drivers who have been in three or more reportable accidents within an 18-month period. The program includes drivers of all ages. A reportable accident is any accident in New York State that causes a fatality, a personal injury or damage over $1,000 to the property of any one person. The DMV sends the driver a letter to come to a DMV office for an interview and for possible eye, written and road tests.

    In order to file a cold report for a minor traffic accident, one of the following situations must apply:

    • No one died or was hurt, and;
    • There were no drugs or alcohol involved, and;
    • The wreck did not damage public property (e.g., road sign, utility pole, etc.), and;
    • All drivers in the accident are still there and everyone agrees to cold report, and;
    • All involved parties have vehicle and insurance information to exchange.
    • No one died or was hurt, and;
    • There were no drugs or alcohol involved, and;
    • All drivers in the accident are still there and everyone agrees to cold report, and;
    • All involved parties have vehicle and insurance information to exchange, and;
    • There is no major property damage caused by the wreck (e.g., vehicle wrecked into a building)
    • No one died or was hurt, and;
    • There was no drugs or alcohol involved, and;
    • All drivers in the accident are still there and everyone agrees to cold report, and;
    • All involved parties have vehicle and insurance information to exchange, and;
    • No one asks for a police officer to take the report.

    You can file your report either online or mail the completed form to the Colorado Motor Vehicle Division. CSPD can’t accept the completed forms; you must send them to the State.

    Hit and run car accidents are extremely frustrating. In many cases where there are no witnesses, the offending driver often gets away with the crime, and the victim is stuck with paying the deductible on your auto policy. Fortunately, there are some steps you can take that can help you in this kind of situation, allowing your car insurance company to help take care of the damages.

    Here’s what you should do if you’re involved in a one-sided accident and the other driver doesn’t stick around.

    After the hit and run accident

    The first thing you should do after a hit and run is to record as much information as you can about the fleeing automobile, writing down anything you remember. Write down these things if you can remember anything at all:

    1. Vehicle make
    2. Model
    3. Colour
    4. License plate (even just half of it helps)
    5. Driver description

    Do not leave the scene to try confronting the driver, either. Pull over so that you’re not obstructing traffic. Talk to anybody who might have witnessed the accident and is able to provide information to supplement yours. If they’re willing to vouch for you, then obtain their contact information and bring it to a collision reporting centre.

    If you weren’t around for the accident and discover your car has been damaged, ask anyone nearby if they witnessed the incident. If you were parked in a location with security cameras, such as a parking lot, try finding out if the offender was caught on tape.

    Report the hit and run to the police

    It’s a serious offence to flee the scene of a car accident. Call the police and give them all of the information you gathered. This will increase the chances of the offending driver will be apprehended. While you’re waiting for an officer to arrive, take some pictures of the damage for your records.

    This is very important: It’s vital you make a police report within 24 hours of the hit and run incident and inform your car insurance company. Many insurers will only accept a car insurance claim if a police report has been filed as well.

    Tell your car insurance company

    Due to the fact that only one driver is named in the claim, reporting car damages will have to be taken care of under your policy. Hit-and-run incidents are the only type of car accidents in which you’re not at fault but must pay your collision deductible. This is because there’s no other insurance provider to pay the damages under their driver’s liability.

    If you don’t have collision coverage in Ontario, you won’t have insurance benefits to help with the damages to the vehicle itself. You need make a police report within 24 hour of the event, and you can usually notify the insurance company either before or after you have made the police report. If the third party is not identified, coverage will be paid out under your collision coverage and you’ll be required to pay your deductible.

    Since you’re not at fault and you made a report to police before filing the claim, your premium will not go up due to a hit and run. All you have to worry about is paying the deductible.

    Don’t hesitate after a hit and run

    If you think quickly and follow the steps above following a hit and run car accident, you can cover all of your bases without a worry. Gathering information and making a report to police are the best things you can do protect yourself and help take a dangerous driver off the road. Get a quick 5-minute quote online to see what your rate looks like and adjust your deductibles here!